Property Report / Areas / Ballina / Cumbalum

Cumbalum zoning & planning overlays

A planning-constraint profile of Cumbalum (Ballina, NSW) - 13.86 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we could measure - no flood mapping covers this suburb, so this is not a suburb-wide verdict.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Cumbalum's boundary, with the bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft. No flood layer is drawn because we hold no flood mapping for this area.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Cumbalum

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Cumbalum at a glance

Parcels 1,082 Median lot 801 m² Mapped easements 2 Bus stops 2

How Cumbalum is zoned

Primary Production 31%
Rural Landscape 25%
Deferred Matter 17%
Medium Density Residential 10%
Low Density Residential 7%
Infrastructure 2%

Buying in Cumbalum? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 13.86 km², Cumbalum is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 76% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is Primary Production. The median lot measures about 801 m² across 1,082 parcels.

Who lives in Cumbalum

Census 2021 figures published by the ABS for the Cumbalum suburb boundary itself, not a wider region.

Population
2,211
usual residents, 2021
Median age
37
years
Median household income
$2,170
per week, Ballina suburb typical $1,812
Median rent
$610
per week, Ballina suburb typical $410
Median mortgage
$2,167
per month
Household size
3.0
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 9
most disadvantagedleast disadvantaged

Score 1046, and decile 8 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 9
most disadvantagedleast disadvantaged

Age profile

Share of Cumbalum's 2,211 residents in each ABS age band.

0-4 6.7%
5-14 16.2%
15-19 6.1%
20-24 5.1%
25-34 11.9%
35-44 15.8%
45-54 13.8%
55-64 11.1%
65-74 8.8%
75-84 3.8%
85+ 0.6%

Population trend, 2001 to 2025

Estimated resident population of Ballina Surrounds, the wider ABS statistical area containing Cumbalum. There is no annual population series published at suburb level, so this describes the surrounding area rather than Cumbalum itself.

14,963 in 2001 to 19,370 in 2025, up 29%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Cumbalum data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Cumbalum address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Cumbalum lot.

See what's in the $9 report →

Cumbalum planning - frequently asked

Is Cumbalum flood-prone?

We don't yet hold flood mapping covering Cumbalum, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Ballina is the authority to check for flood mapping in this area.

Is Cumbalum bushfire-prone?

Around 76% of Cumbalum is mapped as bushfire-prone, compared with a Ballina average of 68%.

Is Cumbalum under a flight path?

Aircraft were observed over about 14% of Cumbalum in the period sampled, but only above 3,000 ft - the lowest measured was 5,000 ft. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Cumbalum?

The dominant planning zone in Cumbalum is Primary Production, though the suburb also includes Rural Landscape and Deferred Matter.

Does Cumbalum have heritage-listed places?

Cumbalum has 1 heritage-listed place on record.

What is the typical lot size in Cumbalum?

Across 1,082 surveyed parcels in Cumbalum, the median lot size is about 801 m². There are also 2 registered easements mapped in the suburb.

Does Cumbalum have a train station?

There is no train station inside Cumbalum itself. The suburb is served by 2 bus stops.

What is the population of Cumbalum?

At the 2021 Census Cumbalum had 2,211 usual residents, with a median age of 37 and an average household size of 3.0 people. The wider Ballina Surrounds statistical area, which contains Cumbalum, went from 14,963 people in 2001 to 19,370 in 2025, up 29%.

Is Cumbalum an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Cumbalum scores 1046 and sits in decile 9 of 10 nationally and decile 8 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Cumbalum?

Median household income in Cumbalum was $2,170 a week at the 2021 Census, against $1,812 for the typical suburb in Ballina. Median rent was $610 a week and the median mortgage repayment $2,167 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Kinvara 3.5 km Not mapped 96%
Ballina 3.5 km Not mapped 58%
Tintenbar 3.9 km Not mapped 77%
Teven 3.9 km Not mapped 82%
West Ballina 4.4 km Not mapped 74%
Skennars Head 5.7 km Not mapped 86%
Lennox Head 5.8 km Not mapped 77%
East Ballina 6.7 km Not mapped 50%
Tuckombil 6.8 km Not mapped 57%
Knockrow 6.8 km Not mapped 59%

See all Ballina suburb profiles →