Cumbalum flood map & planning overlays
A planning-constraint profile of Cumbalum (Ballina, NSW) - 13.86 km², mapped from live council and state overlay data. This suburb is highly constrained.
Everything below is suburb-wide. Overlays change block to block - see which ones actually touch your lot. The map is free.
Constraint readout
13.86 km² - this suburb is highly constrained by planning overlays.
Elevation hillshade with street names, clipped to Cumbalum's boundary, with the flood, bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address.
Cumbalum at a glance
How Cumbalum is zoned
Buying in Cumbalum? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.
Across its 13.86 km², Cumbalum is highly constrained by planning overlays. Flood mapping covers the suburb and none of it falls within a mapped flood overlay, and 76% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is Primary Production. The median lot measures about 801 m² across 1,082 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.
Who lives in Cumbalum
Census 2021 figures published by the ABS for the Cumbalum suburb boundary itself, not a wider region.
Socio-economic standing
ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.
Score 1046, and decile 8 within New South Wales. The national average is 1000.
Age profile
Share of Cumbalum's 2,211 residents in each ABS age band.
Population trend, 2001 to 2025
Estimated resident population of Ballina Surrounds, the wider ABS statistical area containing Cumbalum. There is no annual population series published at suburb level, so this describes the surrounding area rather than Cumbalum itself.
14,963 in 2001 to 19,370 in 2025, up 29%.
Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.
Cumbalum data sources and coverage
Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.
| Dataset | Coverage | Publisher |
|---|---|---|
| Flood mapping | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Bushfire-prone mapping | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Zoning | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Heritage and environment | Mapped where published | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Demographics | Available | Australian Bureau of Statistics (2021 Census and SEIFA) |
Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.
Check a specific Cumbalum address
See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.
See what's in the $9 report →Cumbalum planning - frequently asked
Where can I see a flood map of Cumbalum?
The schematic on this page is a Cumbalum flood map: the mapped flood overlays drawn over the suburb's terrain and street grid. Flood lines vary block to block, so for a specific property use the free interactive map - search any Cumbalum address and it shows the flood, zoning and bushfire mapping on the exact lot boundary.
Is Cumbalum flood-prone?
Flood mapping covers Cumbalum and none of the suburb falls within a mapped flood overlay. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.
Is Cumbalum bushfire-prone?
Yes - around 76% of Cumbalum is mapped as bushfire-prone, compared with a Ballina average of 72%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.
What is the zoning in Cumbalum?
The dominant planning zone in Cumbalum is Primary Production, though the suburb also includes Rural Landscape and Deferred Matter. Zoning sets what you can build and do on a site, and can differ lot by lot.
Does Cumbalum have heritage-listed places?
Cumbalum has 1 heritage-listed place on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.
What is the typical lot size in Cumbalum?
Across 1,082 surveyed parcels in Cumbalum, the median lot size is about 801 m². There are also 2 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.
Does Cumbalum have a train station?
There is no train station inside Cumbalum itself. The suburb is served by 2 bus stops.
What is the population of Cumbalum?
At the 2021 Census Cumbalum had 2,211 usual residents, with a median age of 37 and an average household size of 3.0 people. The wider Ballina Surrounds statistical area, which contains Cumbalum, went from 14,963 people in 2001 to 19,370 in 2025, up 29%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Cumbalum alone.
Is Cumbalum an advantaged suburb?
On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Cumbalum scores 1046 and sits in decile 9 of 10 nationally and decile 8 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.
What is the median household income in Cumbalum?
Median household income in Cumbalum was $2,170 a week at the 2021 Census, against $1,812 for the typical suburb in Ballina. Median rent was $610 a week and the median mortgage repayment $2,167 a month. These are 2021 Census figures and have not been indexed to today.
Do I need a planning report for a Cumbalum property?
A Cumbalum planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.
Compare nearby suburbs
| Nearby suburb | Distance | Flood mapped | Bushfire-prone |
|---|---|---|---|
| Kinvara | 3.5 km | Not mapped | 96% |
| Ballina | 3.5 km | 0% | 60% |
| Tintenbar | 3.9 km | Not mapped | 77% |
| Teven | 3.9 km | 0% | 82% |
| West Ballina | 4.4 km | 0% | 74% |
| Skennars Head | 5.7 km | 0% | 86% |
| Lennox Head | 5.8 km | Not mapped | 77% |
| East Ballina | 6.7 km | 0% | 50% |
| Tuckombil | 6.8 km | Not mapped | 57% |
| Knockrow | 6.8 km | Not mapped | 59% |