Gerroa flood map & planning overlays
A planning-constraint profile of Gerroa (Kiama, NSW) - 9.38 km², mapped from live council and state overlay data. This suburb is highly constrained.
Everything below is suburb-wide. Overlays change block to block - see which ones actually touch your lot. The map is free.
Constraint readout
9.38 km² - this suburb is highly constrained by planning overlays.
Elevation hillshade with street names, clipped to Gerroa's boundary, with the flood, bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address.
Gerroa at a glance
How Gerroa is zoned
Buying in Gerroa? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.
Across its 9.38 km², Gerroa is highly constrained by planning overlays. Flood mapping covers the suburb and none of it falls within a mapped flood overlay, and 86% is flagged bushfire-prone. There are 2 heritage-listed sites on record, and the dominant land-use zone is Environmental Conservation. The median lot measures about 648 m² across 544 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.
Who lives in Gerroa
Census 2021 figures published by the ABS for the Gerroa suburb boundary itself, not a wider region.
Socio-economic standing
ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.
Score 1082, and decile 9 within New South Wales. The national average is 1000.
Age profile
Share of Gerroa's 571 residents in each ABS age band.
Population trend, 2001 to 2025
Estimated resident population of Kiama Hinterland - Gerringong, the wider ABS statistical area containing Gerroa. There is no annual population series published at suburb level, so this describes the surrounding area rather than Gerroa itself.
6,716 in 2001 to 8,121 in 2025, up 21%.
Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.
Gerroa data sources and coverage
Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.
| Dataset | Coverage | Publisher |
|---|---|---|
| Flood mapping | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Bushfire-prone mapping | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Zoning | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Heritage and environment | Mapped where published | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Demographics | Available | Australian Bureau of Statistics (2021 Census and SEIFA) |
Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.
Check a specific Gerroa address
See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.
See what's in the $9 report →Gerroa planning - frequently asked
Where can I see a flood map of Gerroa?
The schematic on this page is a Gerroa flood map: the mapped flood overlays drawn over the suburb's terrain and street grid. Flood lines vary block to block, so for a specific property use the free interactive map - search any Gerroa address and it shows the flood, zoning and bushfire mapping on the exact lot boundary.
Is Gerroa flood-prone?
Flood mapping covers Gerroa and none of the suburb falls within a mapped flood overlay. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.
Is Gerroa bushfire-prone?
Yes - around 86% of Gerroa is mapped as bushfire-prone, compared with a Kiama average of 80%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.
What is the zoning in Gerroa?
The dominant planning zone in Gerroa is Environmental Conservation, though the suburb also includes Rural Landscape and Environmental Management. Zoning sets what you can build and do on a site, and can differ lot by lot.
Does Gerroa have heritage-listed places?
Gerroa has 2 heritage-listed places on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.
What is the typical lot size in Gerroa?
Across 544 surveyed parcels in Gerroa, the median lot size is about 648 m². There are also 9 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.
Does Gerroa have a train station?
There is no train station inside Gerroa itself. The suburb is served by 15 bus stops.
What is the population of Gerroa?
At the 2021 Census Gerroa had 571 usual residents, with a median age of 56 and an average household size of 2.2 people. The wider Kiama Hinterland - Gerringong statistical area, which contains Gerroa, went from 6,716 people in 2001 to 8,121 in 2025, up 21%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Gerroa alone.
Is Gerroa an advantaged suburb?
On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Gerroa scores 1082 and sits in decile 10 of 10 nationally and decile 9 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.
What is the median household income in Gerroa?
Median household income in Gerroa was $1,919 a week at the 2021 Census, against $1,941 for the typical suburb in Kiama. Median rent was $480 a week and the median mortgage repayment $1,759 a month. These are 2021 Census figures and have not been indexed to today.
Do I need a planning report for a Gerroa property?
A Gerroa planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.
Compare nearby suburbs
| Nearby suburb | Distance | Flood mapped | Bushfire-prone |
|---|---|---|---|
| Toolijooa | 2.1 km | 0% | 100% |
| Willow Vale | 3.9 km | Not mapped | 98% |
| Broughton Village | 5.0 km | Not mapped | 100% |
| Gerringong | 5.2 km | Not mapped | 74% |
| Werri Beach | 5.6 km | Not mapped | 16% |
| Rose Valley | 6.3 km | Not mapped | 100% |
| Berry Shoalhaven |
6.5 km | 0% | 96% |
| Broughton Shoalhaven |
6.7 km | Not mapped | 100% |
| Foxground | 7.3 km | Not mapped | 100% |
| Broughton Vale Shoalhaven |
8.3 km | Not mapped | 100% |