Property Report / Areas / Central Coast / Lake Munmorah

Lake Munmorah flood map & planning overlays

A planning-constraint profile of Lake Munmorah (Central Coast, NSW) - 5.56 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Lake Munmorah's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Lake Munmorah

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Lake Munmorah at a glance

Parcels 1,845 Median lot 593 m² Mapped easements 18 Bus stops 85

How Lake Munmorah is zoned

Low Density Residential 21%
Transition 13%
General Residential 12%
Environmental Conservation 10%
Public Recreation 9%
Private Recreation 9%

Buying in Lake Munmorah? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 5.56 km², Lake Munmorah is highly constrained by planning overlays. About 20% of the suburb sits within a mapped flood overlay, and 75% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is Low Density Residential. The median lot measures about 593 m² across 1,845 parcels.

Who lives in Lake Munmorah

Census 2021 figures published by the ABS for the Lake Munmorah suburb boundary itself, not a wider region.

Population
5,084
usual residents, 2021
Median age
50
years
Median household income
$1,155
per week, Central Coast suburb typical $1,735
Median rent
$380
per week, Central Coast suburb typical $400
Median mortgage
$1,733
per month
Household size
2.3
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 2
most disadvantagedleast disadvantaged

Score 927, and decile 2 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 3
most disadvantagedleast disadvantaged

Age profile

Share of Lake Munmorah's 5,084 residents in each ABS age band.

0-4 4.8%
5-14 10.3%
15-19 5.3%
20-24 4.6%
25-34 10.1%
35-44 9.2%
45-54 10.8%
55-64 14.3%
65-74 15.6%
75-84 12.0%
85+ 3.1%

Population trend, 2001 to 2025

Estimated resident population of Lake Munmorah - Mannering Park, the wider ABS statistical area containing Lake Munmorah. There is no annual population series published at suburb level, so this describes the surrounding area rather than Lake Munmorah itself.

9,041 in 2001 to 11,084 in 2025, up 23%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Lake Munmorah data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Lake Munmorah address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 30% of Lake Munmorah. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Published flood models are held over parts of Lake Munmorah. The free check tells you whether one reaches an address; where it does, a Flood Model Report is +$9 with the planning report.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Lake Munmorah lot.

See what's in the $9 report →

Lake Munmorah planning - frequently asked

Is Lake Munmorah flood-prone?

About 20% of Lake Munmorah falls within a mapped flood overlay, against the council-wide suburb average of 30%. Published flood models are held over parts of Lake Munmorah; the free check on the Flood Model Report page says whether one reaches a given address.

Is Lake Munmorah bushfire-prone?

Around 75% of Lake Munmorah is mapped as bushfire-prone, compared with a Central Coast average of 69%.

Is Lake Munmorah under a flight path?

Aircraft were observed below 3,000 ft over about 30% of Lake Munmorah, and over about 43% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 1,500 ft, with an average of 2,500 ft. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Lake Munmorah?

The dominant planning zone in Lake Munmorah is Low Density Residential, though the suburb also includes Transition and General Residential.

Does Lake Munmorah have heritage-listed places?

Lake Munmorah has 1 heritage-listed place on record.

What is the typical lot size in Lake Munmorah?

Across 1,845 surveyed parcels in Lake Munmorah, the median lot size is about 593 m². There are also 18 registered easements mapped in the suburb.

Does Lake Munmorah have a train station?

There is no train station inside Lake Munmorah itself. The suburb is served by 85 bus stops.

What is the population of Lake Munmorah?

At the 2021 Census Lake Munmorah had 5,084 usual residents, with a median age of 50 and an average household size of 2.3 people. The wider Lake Munmorah - Mannering Park statistical area, which contains Lake Munmorah, went from 9,041 people in 2001 to 11,084 in 2025, up 23%.

Is Lake Munmorah an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Lake Munmorah scores 927 and sits in decile 2 of 10 nationally and decile 2 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Lake Munmorah?

Median household income in Lake Munmorah was $1,155 a week at the 2021 Census, against $1,735 for the typical suburb in Central Coast. Median rent was $380 a week and the median mortgage repayment $1,733 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Freemans 2.0 km 23% 100%
Doyalson North 2.5 km 3% 96%
Kingfisher Shores 2.8 km 45% 94%
Wybung 3.1 km 0% 99%
Colongra 3.2 km 14% 84%
Budgewoi Peninsula 3.2 km 13% 99%
Chain Valley Bay 3.2 km 21% 90%
Halekulani 3.2 km 15% 55%
Crangan Bay
Lake Macquarie
3.7 km 7% 100%
Mannering Park 4.2 km 16% 63%

See all Central Coast suburb profiles →