Property Report / Areas / Kempsey / Millbank

Millbank zoning & planning overlays

A planning-constraint profile of Millbank (Kempsey, NSW) - 120.33 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we could measure - no flood mapping covers this suburb, so this is not a suburb-wide verdict.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Millbank's boundary, with the bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft. No flood layer is drawn because we hold no flood mapping for this area.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Millbank

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Millbank at a glance

Parcels 145 Median lot 212,914 m² Mapped easements 2 Bus stops 28

How Millbank is zoned

Rural Landscape 53%
National Parks and Nature Reserves 42%
Primary Production 4%
Forestry 0%
Natural Waterways 0%

Buying in Millbank? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 120.33 km², Millbank is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 100% is flagged bushfire-prone. There are 3 heritage-listed sites on record, and the dominant land-use zone is Rural Landscape. The median lot measures about 212,914 m² across 145 parcels.

Who lives in Millbank

Census 2021 figures published by the ABS for the Millbank suburb boundary itself, not a wider region.

Population
113
usual residents, 2021
Median age
59
years
Median household income
$774
per week, Kempsey suburb typical $1,218
Median rent
$250
per week, Kempsey suburb typical $300
Median mortgage
$605
per month
Household size
1.9
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 2
most disadvantagedleast disadvantaged

Score 893, and decile 1 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 2
most disadvantagedleast disadvantaged

Age profile

Share of Millbank's 113 residents in each ABS age band.

0-4 2.9%
5-14 4.8%
15-19 2.9%
20-24 4.8%
25-34 7.6%
35-44 6.7%
45-54 11.4%
55-64 32.4%
65-74 20.0%
75-84 6.7%
85+ 0.0%

Population trend, 2001 to 2025

Estimated resident population of Kempsey Surrounds, the wider ABS statistical area containing Millbank. There is no annual population series published at suburb level, so this describes the surrounding area rather than Millbank itself.

9,334 in 2001 to 9,671 in 2025, up 4%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Millbank data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Millbank address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Millbank lot.

See what's in the $9 report →

Millbank planning - frequently asked

Is Millbank flood-prone?

We don't yet hold flood mapping covering Millbank, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Kempsey is the authority to check for flood mapping in this area.

Is Millbank bushfire-prone?

Around 100% of Millbank is mapped as bushfire-prone, compared with a Kempsey average of 94%.

Is Millbank under a flight path?

Aircraft were observed over about 7% of Millbank in the period sampled, but only above 3,000 ft - the lowest measured was 3,000 ft. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Millbank?

The dominant planning zone in Millbank is Rural Landscape, though the suburb also includes National Parks and Nature Reserves and Primary Production.

Does Millbank have heritage-listed places?

Millbank has 3 heritage-listed places on record.

What is the typical lot size in Millbank?

Across 145 surveyed parcels in Millbank, the median lot size is about 212,914 m². There are also 2 registered easements mapped in the suburb.

Does Millbank have a train station?

There is no train station inside Millbank itself. The suburb is served by 28 bus stops.

What is the population of Millbank?

At the 2021 Census Millbank had 113 usual residents, with a median age of 59 and an average household size of 1.9 people. The wider Kempsey Surrounds statistical area, which contains Millbank, went from 9,334 people in 2001 to 9,671 in 2025, up 4%.

Is Millbank an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Millbank scores 893 and sits in decile 2 of 10 nationally and decile 1 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Millbank?

Median household income in Millbank was $774 a week at the 2021 Census, against $1,218 for the typical suburb in Kempsey. Median rent was $250 a week and the median mortgage repayment $605 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Upper Taylors Arm
Nambucca Valley
6.3 km Not mapped 100%
Burrapine
Nambucca Valley
8.4 km Not mapped 100%
Hickeys Creek 9.1 km Not mapped 100%
Bakers Creek
Nambucca Valley
11.3 km Not mapped 100%
Bellbrook 12.6 km Not mapped 100%
Toorooka 12.9 km Not mapped 100%
South Arm
Nambucca Valley
14.2 km Not mapped 100%
Taylors Arm
Nambucca Valley
14.3 km Not mapped 100%
Mungay Creek 14.6 km Not mapped 100%
Thumb Creek
Nambucca Valley
15.3 km Not mapped 100%

See all Kempsey suburb profiles →