Property Report / Areas / Lake Macquarie / Speers Point

Speers Point zoning & planning overlays

A planning-constraint profile of Speers Point (Lake Macquarie, NSW) - 2.9 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we could measure - no flood mapping covers this suburb, so this is not a suburb-wide verdict.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Speers Point's boundary, with the bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft. No flood layer is drawn because we hold no flood mapping for this area.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Speers Point

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Speers Point at a glance

Parcels 1,450 Median lot 679 m² Bus stops 43

How Speers Point is zoned

Low Density Residential 36%
Environmental Conservation 28%
Public Recreation 14%
Medium Density Residential 9%
Infrastructure 5%
Environmental Living 4%

Buying in Speers Point? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 2.9 km², Speers Point is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 33% is flagged bushfire-prone. There are 22 heritage-listed sites on record, and the dominant land-use zone is Low Density Residential. The median lot measures about 679 m² across 1,450 parcels.

Who lives in Speers Point

Census 2021 figures published by the ABS for the Speers Point suburb boundary itself, not a wider region.

Population
3,400
usual residents, 2021
Median age
45
years
Median household income
$1,766
per week, Lake Macquarie suburb typical $1,636
Median rent
$393
per week, Lake Macquarie suburb typical $390
Median mortgage
$2,167
per month
Household size
2.4
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 7
most disadvantagedleast disadvantaged

Score 1015, and decile 6 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 6
most disadvantagedleast disadvantaged

Age profile

Share of Speers Point's 3,400 residents in each ABS age band.

0-4 5.2%
5-14 11.4%
15-19 5.9%
20-24 5.1%
25-34 9.1%
35-44 12.2%
45-54 14.1%
55-64 14.7%
65-74 12.9%
75-84 6.8%
85+ 2.7%

Population trend, 2001 to 2025

Estimated resident population of Warners Bay - Boolaroo, the wider ABS statistical area containing Speers Point. There is no annual population series published at suburb level, so this describes the surrounding area rather than Speers Point itself.

12,704 in 2001 to 15,675 in 2025, up 23%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Speers Point data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Speers Point address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 44% of Speers Point. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Speers Point lot.

See what's in the $9 report →

Speers Point planning - frequently asked

Is Speers Point flood-prone?

We don't yet hold flood mapping covering Speers Point, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Lake Macquarie is the authority to check for flood mapping in this area.

Is Speers Point bushfire-prone?

Around 33% of Speers Point is mapped as bushfire-prone, compared with a Lake Macquarie average of 65%.

Is Speers Point under a flight path?

Aircraft were observed below 3,000 ft over about 44% of Speers Point, and over about 55% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 1,000 ft, with an average of 3,000 ft. At the busiest point in the suburb about 1 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Speers Point?

The dominant planning zone in Speers Point is Low Density Residential, though the suburb also includes Environmental Conservation and Public Recreation.

Does Speers Point have heritage-listed places?

Speers Point has 22 heritage-listed places on record.

What is the typical lot size in Speers Point?

Across 1,450 surveyed parcels in Speers Point, the median lot size is about 679 m².

Does Speers Point have a train station?

There is no train station inside Speers Point itself. The suburb is served by 43 bus stops.

What is the population of Speers Point?

At the 2021 Census Speers Point had 3,400 usual residents, with a median age of 45 and an average household size of 2.4 people. The wider Warners Bay - Boolaroo statistical area, which contains Speers Point, went from 12,704 people in 2001 to 15,675 in 2025, up 23%.

Is Speers Point an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Speers Point scores 1015 and sits in decile 7 of 10 nationally and decile 6 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Speers Point?

Median household income in Speers Point was $1,766 a week at the 2021 Census, against $1,636 for the typical suburb in Lake Macquarie. Median rent was $393 a week and the median mortgage repayment $2,167 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Booragul 1.9 km Not mapped 26%
Boolaroo 1.9 km Not mapped 16%
Lakelands 2.1 km Not mapped 43%
Macquarie Hills 2.2 km Not mapped 58%
Marmong Point 2.4 km Not mapped 76%
Warners Bay 2.4 km 0% 44%
Teralba 2.8 km Not mapped 83%
Woodrising 3.1 km Not mapped 67%
Argenton 3.2 km Not mapped 7%
Cardiff 3.5 km Not mapped 22%

See all Lake Macquarie suburb profiles →