Charlotte Bay zoning & planning overlays
A planning-constraint profile of Charlotte Bay
(Mid-Coast, NSW) - 9.62 km², mapped from live council and
state overlay data. This suburb is highly constrained on the overlays we could measure - no flood mapping covers this suburb, so this is not a suburb-wide verdict.
Profile updated 23 September 2026.
Suburb-wide figures; the free map shows which overlays touch your lot.
Constraint readout
9.62 km² - this suburb is highly constrained on the overlays we could measure - no flood mapping covers this suburb, so this is not a suburb-wide verdict.
Elevation hillshade with street names, clipped to Charlotte Bay's boundary, with the bushfire and environmental overlays drawn on top. No flood layer is drawn because we hold no flood mapping for this area.
Nearby suburbs, nearest first
Aircraft noise and flight paths over Charlotte Bay
Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.
Observed overflight - sampled to
Night movements: not established - night is sampled as often as day, but too few night flights have been seen here to conclude either way.
Traffic is sampled rather than watched continuously, so every figure is a floor: aircraft not captured between samples are not represented. Rates are per 500 m square - the busiest square in the suburb, not a count of flights over the suburb - and a square is only rated where enough traffic was seen to measure it. Altitudes are above mean sea level. Flight paths change with runway use, weather, season and airspace design. This is a record of observed traffic; it is not a noise contour and not a planning control.
Charlotte Bay at a glance
How Charlotte Bay is zoned
Buying in Charlotte Bay? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.
Across its 9.62 km², Charlotte Bay is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 94% is flagged bushfire-prone. The dominant land-use zone is Rural Landscape. The median lot measures about 17,415 m² across 111 parcels.
Who lives in Charlotte Bay
Census 2021 figures published by the ABS for the Charlotte Bay suburb boundary itself, not a wider region.
Socio-economic standing
ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.
Score 1024, and decile 7 within New South Wales. The national average is 1000.
Age profile
Share of Charlotte Bay's 175 residents in each ABS age band.
Population trend, 2001 to 2025
Estimated resident population of Forster-Tuncurry Surrounds, the wider ABS statistical area containing Charlotte Bay. There is no annual population series published at suburb level, so this describes the surrounding area rather than Charlotte Bay itself.
4,949 in 2001 to 7,407 in 2025, up 50%.
Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.
Charlotte Bay data sources and coverage
“Not mapped” means we hold no source layer for this suburb - never an all-clear.
| Dataset | Coverage | Publisher |
|---|---|---|
| Flood mapping | Not mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Bushfire-prone mapping | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Zoning | Mapped | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Heritage and environment | Mapped where published | NSW Government spatial services, NSW ePlanning and published council flood studies |
| Aircraft noise contours (ANEF) | Not held | NSW Government spatial services, NSW ePlanning and published council flood studies, Defence |
| Observed flight paths | Observed | adsb.lol, under the Open Database License |
| Demographics | Available | Australian Bureau of Statistics (2021 Census and SEIFA) |
Profile last materially updated 23 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.
Check a specific Charlotte Bay address
See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.
Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Charlotte Bay lot.
See what's in the $9 report →Charlotte Bay planning - frequently asked
Is Charlotte Bay flood-prone?
We don't yet hold flood mapping covering Charlotte Bay, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Mid-Coast is the authority to check for flood mapping in this area.
Is Charlotte Bay bushfire-prone?
Around 94% of Charlotte Bay is mapped as bushfire-prone, compared with a Mid-Coast average of 94%.
Is Charlotte Bay under a flight path?
No aircraft were observed over Charlotte Bay in the period sampled (recent weeks to now). Sampling is intermittent, so that is a floor rather than proof that none fly over. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.
What is the zoning in Charlotte Bay?
The dominant planning zone in Charlotte Bay is Rural Landscape, though the suburb also includes Large Lot Residential and Environmental Living.
Does Charlotte Bay have heritage-listed places?
No heritage-listed places are on record within Charlotte Bay.
What is the typical lot size in Charlotte Bay?
Across 111 surveyed parcels in Charlotte Bay, the median lot size is about 17,415 m². There are also 3 registered easements mapped in the suburb.
Does Charlotte Bay have a train station?
There is no train station inside Charlotte Bay itself. The suburb is served by 26 bus stops.
What is the population of Charlotte Bay?
At the 2021 Census Charlotte Bay had 175 usual residents, with a median age of 47 and an average household size of 2.7 people. The wider Forster-Tuncurry Surrounds statistical area, which contains Charlotte Bay, went from 4,949 people in 2001 to 7,407 in 2025, up 50%.
Is Charlotte Bay an advantaged suburb?
On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Charlotte Bay scores 1024 and sits in decile 8 of 10 nationally and decile 7 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).
What is the median household income in Charlotte Bay?
Median household income in Charlotte Bay was $1,187 a week at the 2021 Census, against $1,204 for the typical suburb in Mid-Coast. Median rent was $420 a week and the median mortgage repayment $1,560 a month.
Compare nearby suburbs
| Nearby suburb | Distance | Flood mapped | Bushfire-prone |
|---|---|---|---|
| Blueys Beach | 2.2 km | Not mapped | 87% |
| Boomerang Beach | 3.1 km | Not mapped | 83% |
| Smiths Lake | 3.1 km | Not mapped | 46% |
| Tarbuck Bay | 3.2 km | Not mapped | 99% |
| Sandbar | 3.3 km | Not mapped | 91% |
| Elizabeth Beach | 3.7 km | Not mapped | 92% |
| Booti Booti | 4.2 km | Not mapped | 98% |
| Whoota | 4.7 km | Not mapped | 99% |
| Tiona | 6.1 km | Not mapped | 77% |
| Seal Rocks | 7.7 km | Not mapped | 99% |