Cobargo zoning & planning overlays

A planning-constraint profile of Cobargo (Bega Valley, NSW) - 104.05 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we could measure - no flood mapping covers this suburb, so this is not a suburb-wide verdict.
Profile updated 26 September 2026.

Elevation hillshade with street names, clipped to Cobargo's boundary, with the bushfire and environmental overlays drawn on top. No flood layer is drawn because we hold no flood mapping for this area.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Cobargo

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Cobargo at a glance

Parcels 863 Median lot 2,076 m² Mapped easements 11 Bus stops 25

How Cobargo is zoned

Primary Production 76%
National Parks and Nature Reserves 14%
Rural Landscape 8%
Village 1%
Large Lot Residential 0%
Public Recreation 0%

Buying in Cobargo? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 104.05 km², Cobargo is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 99% is flagged bushfire-prone. There are 42 heritage-listed sites on record, and the dominant land-use zone is Primary Production. The median lot measures about 2,076 m² across 863 parcels.

Who lives in Cobargo

Census 2021 figures published by the ABS for the Cobargo suburb boundary itself, not a wider region.

Population
766
usual residents, 2021
Median age
56
years
Median household income
$967
per week, Bega Valley suburb typical $1,277
Median rent
$285
per week, Bega Valley suburb typical $282
Median mortgage
$1,020
per month
Household size
2.3
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 3
most disadvantagedleast disadvantaged

Score 928, and decile 2 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 3
most disadvantagedleast disadvantaged

Age profile

Share of Cobargo's 766 residents in each ABS age band.

0-4 4.5%
5-14 9.3%
15-19 5.2%
20-24 4.5%
25-34 5.5%
35-44 9.0%
45-54 10.2%
55-64 24.0%
65-74 17.8%
75-84 8.8%
85+ 1.2%

Population trend, 2001 to 2025

Estimated resident population of Bega-Eden Hinterland, the wider ABS statistical area containing Cobargo. There is no annual population series published at suburb level, so this describes the surrounding area rather than Cobargo itself.

8,429 in 2001 to 9,955 in 2025, up 18%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Cobargo data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 26 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Cobargo address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Cobargo lot.

See what's in the $9 report →

Cobargo planning - frequently asked

Is Cobargo flood-prone?

We don't yet hold flood mapping covering Cobargo, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Bega Valley is the authority to check for flood mapping in this area.

Is Cobargo bushfire-prone?

Around 99% of Cobargo is mapped as bushfire-prone, compared with a Bega Valley average of 95%.

Is Cobargo under a flight path?

No aircraft were observed over Cobargo in the period sampled (recent weeks to now). Sampling is intermittent, so that is a floor rather than proof that none fly over. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Cobargo?

The dominant planning zone in Cobargo is Primary Production, though the suburb also includes National Parks and Nature Reserves and Rural Landscape.

Does Cobargo have heritage-listed places?

Cobargo has 42 heritage-listed places on record.

What is the typical lot size in Cobargo?

Across 863 surveyed parcels in Cobargo, the median lot size is about 2,076 m². There are also 11 registered easements mapped in the suburb.

Does Cobargo have a train station?

There is no train station inside Cobargo itself. The suburb is served by 25 bus stops.

What is the population of Cobargo?

At the 2021 Census Cobargo had 766 usual residents, with a median age of 56 and an average household size of 2.3 people. The wider Bega-Eden Hinterland statistical area, which contains Cobargo, went from 8,429 people in 2001 to 9,955 in 2025, up 18%.

Is Cobargo an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Cobargo scores 928 and sits in decile 3 of 10 nationally and decile 2 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Cobargo?

Median household income in Cobargo was $967 a week at the 2021 Census, against $1,277 for the typical suburb in Bega Valley. Median rent was $285 a week and the median mortgage repayment $1,020 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Verona 8.0 km Not mapped 100%
Quaama 8.2 km Not mapped 99%
Coolagolite 9.1 km Not mapped 100%
Wandella 9.6 km Not mapped 100%
Dignams Creek
Eurobodalla
12.2 km Not mapped 100%
Yowrie 14.8 km Not mapped 100%
Mumbulla Mountain 15.5 km Not mapped 100%
Bermagui 15.9 km Not mapped 90%
Brogo 16.5 km Not mapped 100%
Tinpot
Eurobodalla
16.9 km Not mapped 100%

See all Bega Valley suburb profiles →