Property Report / Areas / Central Coast / Toowoon Bay

Toowoon Bay flood map & planning overlays

A planning-constraint profile of Toowoon Bay (Central Coast, NSW) - 0.6 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 26 September 2026.

Elevation hillshade with street names, clipped to Toowoon Bay's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Toowoon Bay

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Toowoon Bay at a glance

Parcels 240 Median lot 674 m² Mapped easements 9 Bus stops 12

How Toowoon Bay is zoned

Public Recreation 61%
General Residential 32%
Environmental Conservation 4%
Private Recreation 2%
Local Centre 0%
Low Density Residential 0%

Buying in Toowoon Bay? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 0.6 km², Toowoon Bay is highly constrained by planning overlays. About 38% of the suburb sits within a mapped flood overlay, and 26% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is Public Recreation. The median lot measures about 674 m² across 240 parcels.

Who lives in Toowoon Bay

Census 2021 figures published by the ABS for the Toowoon Bay suburb boundary itself, not a wider region.

Population
543
usual residents, 2021
Median age
58
years
Median household income
$1,168
per week, Central Coast suburb typical $1,735
Median rent
$380
per week, Central Coast suburb typical $400
Median mortgage
$2,080
per month
Household size
2.0
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 5
most disadvantagedleast disadvantaged

Score 986, and decile 5 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 5
most disadvantagedleast disadvantaged

Age profile

Share of Toowoon Bay's 543 residents in each ABS age band.

0-4 2.6%
5-14 7.9%
15-19 4.4%
20-24 3.9%
25-34 6.4%
35-44 8.1%
45-54 13.8%
55-64 16.7%
65-74 19.1%
75-84 13.6%
85+ 3.7%

Population trend, 2001 to 2025

Estimated resident population of The Entrance, the wider ABS statistical area containing Toowoon Bay. There is no annual population series published at suburb level, so this describes the surrounding area rather than Toowoon Bay itself.

11,941 in 2001 to 16,336 in 2025, up 37%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Toowoon Bay data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 26 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Toowoon Bay address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 100% of Toowoon Bay. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Toowoon Bay lot.

See what's in the $9 report →

Toowoon Bay planning - frequently asked

Is Toowoon Bay flood-prone?

About 38% of Toowoon Bay falls within a mapped flood overlay, against the council-wide suburb average of 30%.

Is Toowoon Bay bushfire-prone?

Around 26% of Toowoon Bay is mapped as bushfire-prone, compared with a Central Coast average of 69%.

Is Toowoon Bay under a flight path?

Aircraft were observed below 3,000 ft over about 100% of Toowoon Bay, in the period sampled (4 Sep 2026 to 26 Sep 2026). The lowest measured aircraft was at 500 ft, with an average of 2,000 ft. At the busiest point in the suburb about 1 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Toowoon Bay?

The dominant planning zone in Toowoon Bay is Public Recreation, though the suburb also includes General Residential and Environmental Conservation.

Does Toowoon Bay have heritage-listed places?

Toowoon Bay has 1 heritage-listed place on record.

What is the typical lot size in Toowoon Bay?

Across 240 surveyed parcels in Toowoon Bay, the median lot size is about 674 m². There are also 9 registered easements mapped in the suburb.

Does Toowoon Bay have a train station?

There is no train station inside Toowoon Bay itself. The suburb is served by 12 bus stops.

What is the population of Toowoon Bay?

At the 2021 Census Toowoon Bay had 543 usual residents, with a median age of 58 and an average household size of 2.0 people. The wider The Entrance statistical area, which contains Toowoon Bay, went from 11,941 people in 2001 to 16,336 in 2025, up 37%.

Is Toowoon Bay an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Toowoon Bay scores 986 and sits in decile 5 of 10 nationally and decile 5 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Toowoon Bay?

Median household income in Toowoon Bay was $1,168 a week at the 2021 Census, against $1,735 for the typical suburb in Central Coast. Median rent was $380 a week and the median mortgage repayment $2,080 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Blue Bay 0.9 km 36% 0%
Long Jetty 1.1 km 41% 2%
Shelly Beach 1.8 km 24% 21%
The Entrance 2.1 km 40% 0%
The Entrance North 3.2 km 58% 4%
Killarney Vale 3.5 km 50% 20%
Bateau Bay 3.8 km 34% 53%
Forresters Beach 6.1 km 25% 80%
Berkeley Vale 6.6 km 67% 44%
Chittaway Point 6.9 km 99% 79%

See all Central Coast suburb profiles →