Property Report / Areas / Gwydir / Gulf Creek

Gulf Creek flood map & planning overlays

A planning-constraint profile of Gulf Creek (Gwydir, NSW) - 156.23 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 26 September 2026.

Elevation hillshade with street names, clipped to Gulf Creek's boundary, with the flood, bushfire and environmental overlays drawn on top.

Nearby suburbs, nearest first

Gulf Creek at a glance

Parcels 163 Median lot 321,643 m² Mapped easements 1

How Gulf Creek is zoned

Primary Production 100%

Buying in Gulf Creek? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 156.23 km², Gulf Creek is highly constrained by planning overlays. Flood mapping covers the suburb and none of it falls within a mapped flood overlay, and 98% is flagged bushfire-prone. The dominant land-use zone is Primary Production. The median lot measures about 321,643 m² across 163 parcels.

Who lives in Gulf Creek

Census 2021 figures published by the ABS for the Gulf Creek suburb boundary itself, not a wider region.

Population
45
usual residents, 2021

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 4
most disadvantagedleast disadvantaged

Score 965, and decile 4 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 3
most disadvantagedleast disadvantaged

Age profile

Share of Gulf Creek's 45 residents in each ABS age band.

0-4 0.0%
5-14 24.6%
15-19 5.3%
20-24 0.0%
25-34 10.5%
35-44 7.0%
45-54 12.3%
55-64 26.3%
65-74 7.0%
75-84 7.0%
85+ 0.0%

Population trend, 2001 to 2025

Estimated resident population of Inverell Surrounds - West, the wider ABS statistical area containing Gulf Creek. There is no annual population series published at suburb level, so this describes the surrounding area rather than Gulf Creek itself.

6,251 in 2001 to 5,791 in 2025, down 7%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Gulf Creek data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsWatched, not yet sampled hereadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 26 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Gulf Creek address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Gulf Creek lot.

See what's in the $9 report →

Gulf Creek planning - frequently asked

Is Gulf Creek flood-prone?

Flood mapping covers Gulf Creek and none of the suburb falls within a mapped flood overlay (the council-wide suburb average is 0%).

Is Gulf Creek bushfire-prone?

Around 98% of Gulf Creek is mapped as bushfire-prone, compared with a Gwydir average of 77%.

What is the zoning in Gulf Creek?

The dominant planning zone in Gulf Creek is Primary Production.

Does Gulf Creek have heritage-listed places?

No heritage-listed places are on record within Gulf Creek.

What is the typical lot size in Gulf Creek?

Across 163 surveyed parcels in Gulf Creek, the median lot size is about 321,643 m². There are also 1 registered easements mapped in the suburb.

Is Gulf Creek an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Gulf Creek scores 965 and sits in decile 4 of 10 nationally and decile 4 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Gundamulda 8.8 km 0% 90%
Upper Bingara 12.3 km Not mapped 100%
Cobbadah 14.6 km 0% 89%
Ironbark
Tamworth Regional
14.9 km 0% 100%
Keera 15.3 km Not mapped 97%
Dinoga 21.5 km Not mapped 91%
Thirldene
Tamworth Regional
25.9 km 0% 100%
Barraba
Tamworth Regional
27.9 km <1% 100%
Bundarra
Uralla
29.1 km 0% 68%
Whitlow 29.9 km Not mapped 96%

See all Gwydir suburb profiles →