Property Report / Areas / Lake Macquarie / Murrays Beach

Murrays Beach flood map & planning overlays

A planning-constraint profile of Murrays Beach (Lake Macquarie, NSW) - 2.54 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Murrays Beach's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Murrays Beach

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Murrays Beach at a glance

Parcels 571 Median lot 932 m² Mapped easements 3 Bus stops 8

How Murrays Beach is zoned

General Residential 66%
National Parks and Nature Reserves 15%
Environmental Conservation 9%
Infrastructure 7%
Public Recreation 3%
Primary Production Small Lots 0%

Buying in Murrays Beach? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 2.54 km², Murrays Beach is highly constrained by planning overlays. Flood mapping covers the suburb and none of it falls within a mapped flood overlay, and 91% is flagged bushfire-prone. The dominant land-use zone is General Residential. The median lot measures about 932 m² across 571 parcels.

Who lives in Murrays Beach

Census 2021 figures published by the ABS for the Murrays Beach suburb boundary itself, not a wider region.

Population
882
usual residents, 2021
Median age
44
years
Median household income
$2,303
per week, Lake Macquarie suburb typical $1,636
Median rent
$579
per week, Lake Macquarie suburb typical $390
Median mortgage
$2,383
per month
Household size
2.8
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 10
most disadvantagedleast disadvantaged

Score 1100, and decile 10 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 10
most disadvantagedleast disadvantaged

Age profile

Share of Murrays Beach's 882 residents in each ABS age band.

0-4 4.3%
5-14 19.1%
15-19 4.0%
20-24 1.2%
25-34 5.5%
35-44 16.6%
45-54 13.6%
55-64 13.9%
65-74 16.9%
75-84 4.5%
85+ 0.3%

Population trend, 2001 to 2025

Estimated resident population of Swansea - Caves Beach, the wider ABS statistical area containing Murrays Beach. There is no annual population series published at suburb level, so this describes the surrounding area rather than Murrays Beach itself.

11,100 in 2001 to 13,147 in 2025, up 18%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Murrays Beach data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Murrays Beach address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 35% of Murrays Beach. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Murrays Beach lot.

See what's in the $9 report →

Murrays Beach planning - frequently asked

Is Murrays Beach flood-prone?

Flood mapping covers Murrays Beach and none of the suburb falls within a mapped flood overlay (the council-wide suburb average is 7%).

Is Murrays Beach bushfire-prone?

Around 91% of Murrays Beach is mapped as bushfire-prone, compared with a Lake Macquarie average of 65%.

Is Murrays Beach under a flight path?

Aircraft were observed below 3,000 ft over about 35% of Murrays Beach, and over about 57% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 1,500 ft, with an average of 4,000 ft. At the busiest point in the suburb about 1 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Murrays Beach?

The dominant planning zone in Murrays Beach is General Residential, though the suburb also includes National Parks and Nature Reserves and Environmental Conservation.

Does Murrays Beach have heritage-listed places?

No heritage-listed places are on record within Murrays Beach.

What is the typical lot size in Murrays Beach?

Across 571 surveyed parcels in Murrays Beach, the median lot size is about 932 m². There are also 3 registered easements mapped in the suburb.

Does Murrays Beach have a train station?

There is no train station inside Murrays Beach itself. The suburb is served by 8 bus stops.

What is the population of Murrays Beach?

At the 2021 Census Murrays Beach had 882 usual residents, with a median age of 44 and an average household size of 2.8 people. The wider Swansea - Caves Beach statistical area, which contains Murrays Beach, went from 11,100 people in 2001 to 13,147 in 2025, up 18%.

Is Murrays Beach an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Murrays Beach scores 1100 and sits in decile 10 of 10 nationally and decile 10 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Murrays Beach?

Median household income in Murrays Beach was $2,303 a week at the 2021 Census, against $1,636 for the typical suburb in Lake Macquarie. Median rent was $579 a week and the median mortgage repayment $2,383 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Cams Wharf 1.0 km <1% 90%
Pinny Beach 1.3 km Not mapped 100%
Caves Beach 2.4 km Not mapped 50%
Point Wolstoncroft
Central Coast
3.1 km 29% 100%
Nords Wharf 3.3 km 4% 88%
Swansea 3.6 km Not mapped 39%
Catherine Hill Bay 3.8 km Not mapped 94%
Gwandalan
Central Coast
4.3 km 14% 60%
Little Pelican 4.4 km Not mapped 33%
Swansea Heads 4.5 km Not mapped 86%

See all Lake Macquarie suburb profiles →