Planning Maps / Areas / Lake Macquarie / Caves Beach

Caves Beach zoning & planning overlays

A planning-constraint profile of Caves Beach (Lake Macquarie, NSW) - 2.57 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we hold - no flood mapping covers this suburb, so this is not a suburb-wide verdict.

Elevation hillshade with street names, clipped to Caves Beach's boundary, with the bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address. No flood layer is drawn because we hold no flood mapping for this area.

Caves Beach at a glance

Parcels 1,718 Median lot 651 m² Bus stops 59

How Caves Beach is zoned

Low Density Residential 58%
Environmental Conservation 23%
Medium Density Residential 8%
Public Recreation 8%
General Industrial 2%
Tourist 1%

Buying in Caves Beach? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 2.57 km², Caves Beach is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 50% is flagged bushfire-prone. The dominant land-use zone is Low Density Residential. The median lot measures about 651 m² across 1,718 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Caves Beach

Census 2021 figures published by the ABS for the Caves Beach suburb boundary itself, not a wider region.

Population
4,016
usual residents, 2021
Median age
49
years
Median household income
$1,628
per week, Lake Macquarie suburb typical $1,636
Median rent
$420
per week, Lake Macquarie suburb typical $390
Median mortgage
$2,090
per month
Household size
2.6
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 7
most disadvantagedleast disadvantaged

Score 1011, and decile 6 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 6
most disadvantagedleast disadvantaged

Age profile

Share of Caves Beach's 4,016 residents in each ABS age band.

0-4 3.7%
5-14 12.6%
15-19 5.7%
20-24 5.7%
25-34 7.0%
35-44 10.3%
45-54 12.8%
55-64 14.9%
65-74 15.5%
75-84 8.5%
85+ 3.4%

Population trend, 2001 to 2025

Estimated resident population of Swansea - Caves Beach, the wider ABS statistical area containing Caves Beach. There is no annual population series published at suburb level, so this describes the surrounding area rather than Caves Beach itself.

11,100 in 2001 to 13,147 in 2025, up 18%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Caves Beach data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Caves Beach address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Caves Beach planning - frequently asked

Is Caves Beach flood-prone?

We don't yet hold flood mapping covering Caves Beach, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Lake Macquarie is the authority to check for flood mapping in this area. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Caves Beach bushfire-prone?

Yes - around 50% of Caves Beach is mapped as bushfire-prone, compared with a Lake Macquarie average of 65%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Caves Beach?

The dominant planning zone in Caves Beach is Low Density Residential, though the suburb also includes Environmental Conservation and Medium Density Residential. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Caves Beach have heritage-listed places?

No heritage-listed places are on record within Caves Beach. Even so, it is worth confirming for an individual property before any works.

What is the typical lot size in Caves Beach?

Across 1,718 surveyed parcels in Caves Beach, the median lot size is about 651 m².

Does Caves Beach have a train station?

There is no train station inside Caves Beach itself. The suburb is served by 59 bus stops.

What is the population of Caves Beach?

At the 2021 Census Caves Beach had 4,016 usual residents, with a median age of 49 and an average household size of 2.6 people. The wider Swansea - Caves Beach statistical area, which contains Caves Beach, went from 11,100 people in 2001 to 13,147 in 2025, up 18%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Caves Beach alone.

Is Caves Beach an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Caves Beach scores 1011 and sits in decile 7 of 10 nationally and decile 6 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Caves Beach?

Median household income in Caves Beach was $1,628 a week at the 2021 Census, against $1,636 for the typical suburb in Lake Macquarie. Median rent was $420 a week and the median mortgage repayment $2,090 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Caves Beach property?

A Caves Beach planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Pinny Beach 1.2 km Not mapped 100%
Swansea 2.2 km Not mapped 39%
Swansea Heads 2.3 km Not mapped 86%
Murrays Beach 2.4 km Not mapped 91%
Cams Wharf 3.0 km Not mapped 90%
Little Pelican 3.2 km Not mapped 33%
Blacksmiths 3.7 km Not mapped 45%
Pelican 4.2 km Not mapped 53%
Catherine Hill Bay 5.0 km Not mapped 94%
Nords Wharf 5.2 km Not mapped 88%

See all Lake Macquarie suburb profiles →