Planning Maps / Areas / Lake Macquarie / Nords Wharf

Nords Wharf zoning & planning overlays

A planning-constraint profile of Nords Wharf (Lake Macquarie, NSW) - 3.1 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we hold - no flood mapping covers this suburb, so this is not a suburb-wide verdict.

Elevation hillshade with street names, clipped to Nords Wharf's boundary, with the bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address. No flood layer is drawn because we hold no flood mapping for this area.

Nords Wharf at a glance

Parcels 556 Median lot 714 m² Bus stops 26

How Nords Wharf is zoned

National Parks and Nature Reserves 40%
Deferred Matter 28%
Low Density Residential 20%
Environmental Conservation 5%
Infrastructure 5%
Public Recreation 2%

Buying in Nords Wharf? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 3.1 km², Nords Wharf is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 88% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is National Parks and Nature Reserves. The median lot measures about 714 m² across 556 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Nords Wharf

Census 2021 figures published by the ABS for the Nords Wharf suburb boundary itself, not a wider region.

Population
895
usual residents, 2021
Median age
44
years
Median household income
$1,679
per week, Lake Macquarie suburb typical $1,636
Median rent
$400
per week, Lake Macquarie suburb typical $390
Median mortgage
$2,000
per month
Household size
2.6
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 7
most disadvantagedleast disadvantaged

Score 1013, and decile 6 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 7
most disadvantagedleast disadvantaged

Age profile

Share of Nords Wharf's 895 residents in each ABS age band.

0-4 5.2%
5-14 15.2%
15-19 5.9%
20-24 2.9%
25-34 7.4%
35-44 14.0%
45-54 11.3%
55-64 18.7%
65-74 11.8%
75-84 5.3%
85+ 2.2%

Population trend, 2001 to 2025

Estimated resident population of Swansea - Caves Beach, the wider ABS statistical area containing Nords Wharf. There is no annual population series published at suburb level, so this describes the surrounding area rather than Nords Wharf itself.

11,100 in 2001 to 13,147 in 2025, up 18%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Nords Wharf data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Nords Wharf address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Nords Wharf planning - frequently asked

Is Nords Wharf flood-prone?

We don't yet hold flood mapping covering Nords Wharf, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Lake Macquarie is the authority to check for flood mapping in this area. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Nords Wharf bushfire-prone?

Yes - around 88% of Nords Wharf is mapped as bushfire-prone, compared with a Lake Macquarie average of 65%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Nords Wharf?

The dominant planning zone in Nords Wharf is National Parks and Nature Reserves, though the suburb also includes Deferred Matter and Low Density Residential. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Nords Wharf have heritage-listed places?

Nords Wharf has 1 heritage-listed place on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.

What is the typical lot size in Nords Wharf?

Across 556 surveyed parcels in Nords Wharf, the median lot size is about 714 m².

Does Nords Wharf have a train station?

There is no train station inside Nords Wharf itself. The suburb is served by 26 bus stops.

What is the population of Nords Wharf?

At the 2021 Census Nords Wharf had 895 usual residents, with a median age of 44 and an average household size of 2.6 people. The wider Swansea - Caves Beach statistical area, which contains Nords Wharf, went from 11,100 people in 2001 to 13,147 in 2025, up 18%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Nords Wharf alone.

Is Nords Wharf an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Nords Wharf scores 1013 and sits in decile 7 of 10 nationally and decile 6 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Nords Wharf?

Median household income in Nords Wharf was $1,679 a week at the 2021 Census, against $1,636 for the typical suburb in Lake Macquarie. Median rent was $400 a week and the median mortgage repayment $2,000 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Nords Wharf property?

A Nords Wharf planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Catherine Hill Bay 1.6 km Not mapped 94%
Gwandalan
Central Coast
2.3 km Not mapped 60%
Cams Wharf 2.4 km Not mapped 90%
Crangan Bay 2.7 km Not mapped 100%
Moonee 3.1 km Not mapped 94%
Murrays Beach 3.3 km Not mapped 91%
Chain Valley Bay
Central Coast
3.6 km Not mapped 90%
Point Wolstoncroft
Central Coast
3.6 km Not mapped 100%
Summerland Point
Central Coast
4.0 km Not mapped 70%
Pinny Beach 4.1 km Not mapped 100%

See all Lake Macquarie suburb profiles →