Bears Lagoon flood map & planning overlays
Bears Lagoon has 84.7% flood mapping, 9th of 83 in Loddon.
Free map preview, then PDF reports from $9 - about the price of an iced latte on a public holiday.
A planning-constraint profile of Bears Lagoon
(Loddon, VIC) - 103.25 km², mapped from live council and
state overlay data. This suburb is highly constrained.
Profile updated 24 October 2026.
Constraint readout
103.25 km² - this suburb is highly constrained by planning overlays.
Elevation hillshade with street names, clipped to Bears Lagoon's boundary, with the flood, bushfire and environmental overlays drawn on top.
Nearby suburbs, nearest first
Aircraft noise and flight paths over Bears Lagoon
The ANEF contour is a published planning forecast and observed overflight is what a sampled tracking feed recorded - neither describes any individual property.
Observed overflight - sampled to
Night movements: not established - night is sampled as often as day, but too few night flights have been seen here to conclude either way.
How this is measured
Traffic is sampled rather than watched continuously, so every figure is a floor: aircraft not captured between samples are not represented. Rates are per 500 m square - the busiest square in the suburb, not a count of flights over the suburb - and a square is only rated where enough traffic was seen to measure it. Altitudes are above mean sea level. Flight paths change with runway use, weather, season and airspace design. This is a record of observed traffic; it is not a noise contour and not a planning control.
Bears Lagoon at a glance
How Bears Lagoon is zoned
Selling in Bears Lagoon? The zoning and planning overlays on this page are the controls a Section 32 vendor statement discloses.
Across its 103.25 km², Bears Lagoon is highly constrained by planning overlays. About 85% of the suburb sits within a mapped flood overlay, and 100% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is Farming Zone (FZ). The median lot measures about 184,893 m² across 472 parcels.
Who lives in Bears Lagoon
Census 2021 figures published by the ABS for the Bears Lagoon suburb boundary itself, not a wider region.
Socio-economic standing
ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.
Score 993, and decile 5 within Victoria. The national average is 1000.
Age profile
Share of Bears Lagoon's 53 residents in each ABS age band.
Population trend, 2001 to 2025
Estimated resident population of Loddon, the wider ABS statistical area containing Bears Lagoon. There is no annual population series published at suburb level, so this describes the surrounding area rather than Bears Lagoon itself.
8,033 in 2001 to 7,231 in 2025, down 10%.
Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.
Bears Lagoon data sources and coverage
“Not mapped” means we hold no source layer for this suburb - never an all-clear.
| Dataset | Coverage | Publisher |
|---|---|---|
| Flood mapping | Mapped | Vicmap Planning and Victorian Government spatial services |
| Bushfire-prone mapping | Mapped | Vicmap Planning and Victorian Government spatial services |
| Zoning | Mapped | Vicmap Planning and Victorian Government spatial services |
| Heritage and environment | Mapped where published | Vicmap Planning and Victorian Government spatial services |
| Aircraft noise contours (ANEF) | Not held | Vicmap Planning and Victorian Government spatial services, Defence |
| Observed flight paths | Observed | adsb.lol, under the Open Database License |
| Demographics | Available | Australian Bureau of Statistics (2021 Census and SEIFA) |
Profile last materially updated 24 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.
Check a specific Bears Lagoon address
See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.
See what's in the $9 report →Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and the indicative soil reactivity range to expect for a Bears Lagoon lot.
Bears Lagoon planning - frequently asked
Is Bears Lagoon flood-prone?
About 85% of Bears Lagoon falls within a mapped flood overlay, against the council-wide suburb average of 35%.
Is Bears Lagoon bushfire-prone?
Around 100% of Bears Lagoon is mapped as bushfire-prone, compared with a Loddon average of 100%.
Is Bears Lagoon under a flight path?
No aircraft were observed over Bears Lagoon in the period sampled (recent weeks to now). Sampling is intermittent, so that is a floor rather than proof that none fly over. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.
What is the zoning in Bears Lagoon?
The dominant planning zone in Bears Lagoon is Farming Zone (FZ), though the suburb also includes Public Conservation and Resource Zone (PCRZ) and Transport Zone (TRZ2).
Does Bears Lagoon have heritage-listed places?
Bears Lagoon has 1 heritage-listed place on record.
What is the typical lot size in Bears Lagoon?
Across 472 surveyed parcels in Bears Lagoon, the median lot size is about 184,893 m². There are also 36 registered easements mapped in the suburb.
Does Bears Lagoon have a train station?
There is no train station inside Bears Lagoon itself. The suburb is served by 2 bus stops.
What is the population of Bears Lagoon?
At the 2021 Census Bears Lagoon had 53 usual residents, with a median age of 44 and an average household size of 2.5 people. The wider Loddon statistical area, which contains Bears Lagoon, went from 8,033 people in 2001 to 7,231 in 2025, down 10%.
Is Bears Lagoon an advantaged suburb?
On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Bears Lagoon scores 993 and sits in decile 6 of 10 nationally and decile 5 within Victoria (decile 1 is the most disadvantaged tenth, decile 10 the least).
What is the median household income in Bears Lagoon?
Median household income in Bears Lagoon was $1,274 a week at the 2021 Census, against $1,170 for the typical suburb in Loddon. Median rent was $125 a week and the median mortgage repayment $421 a month.
Compare nearby suburbs
| Nearby suburb | Distance | Flood mapped | Bushfire-prone |
|---|---|---|---|
| Jarklin | 9.9 km | 63% | 100% |
| Pompapiel | 11.1 km | 44% | 100% |
| Serpentine | 11.9 km | 77% | 100% |
| Kinypanial | 14.1 km | 25% | 100% |
| Fernihurst | 14.4 km | 96% | 100% |
| Fiery Flat | 14.9 km | 7% | 100% |
| Calivil | 15.2 km | 33% | 100% |
| Borung | 16.7 km | 51% | 100% |
| Powlett Plains | 17.0 km | 10% | 100% |
| Auchmore | 19.9 km | 20% | 100% |