Areas / Cardinia / Garfield

Garfield flood map & planning overlays

Garfield: 2,114 people, 13 heritage places, 48.7% flood.

A planning-constraint profile of Garfield (Cardinia, VIC) - 26.42 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 24 October 2026.

Elevation hillshade with street names, clipped to Garfield's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Garfield

The ANEF contour is a published planning forecast and observed overflight is what a sampled tracking feed recorded - neither describes any individual property.

Observed overflight - sampled 4 Sep to 24 Oct 2026

Under observed aircraft
84%
of the suburb, at or below 10,000 ft
Below 3,000 ft
60%
of the suburb's area
Lowest measured
500 ft
averaging 3,500 ft
Busiest square
~3 a day
1 a day below 3,000 ft · ±30%
typical observed square 1 a day

Night movements: observed, lowest 2,000 ft - night is sampled as often as day, but night traffic is light, so this is a floor and no rate can be put on it.

How this is measured

Traffic is sampled rather than watched continuously, so every figure is a floor: aircraft not captured between samples are not represented. Rates are per 500 m square - the busiest square in the suburb, not a count of flights over the suburb - and a square is only rated where enough traffic was seen to measure it. Altitudes are above mean sea level. Flight paths change with runway use, weather, season and airspace design. This is a record of observed traffic; it is not a noise contour and not a planning control.

Garfield at a glance

Parcels 1,188 Median lot 1,039 m² Mapped easements 522 Train Garfield Station Bus stops 2

How Garfield is zoned

Green Wedge Zone (GWZ1) 82%
Special Use Zone (SUZ1) 7%
General Residential Zone (GRZ1) 4%
Low Density Residential Zone (LDRZ2) 2%
Transport Zone (TRZ2) 2%
Transport Zone (TRZ1) 1%

Selling in Garfield? The zoning and planning overlays on this page are the controls a Section 32 vendor statement discloses.

Across its 26.42 km², Garfield is highly constrained by planning overlays. About 49% of the suburb sits within a mapped flood overlay, and 97% is flagged bushfire-prone. There are 13 heritage-listed sites on record, and the dominant land-use zone is Green Wedge Zone (GWZ1). The median lot measures about 1,039 m² across 1,188 parcels.

Who lives in Garfield

Census 2021 figures published by the ABS for the Garfield suburb boundary itself, not a wider region.

Population
2,114
usual residents, 2021
Median age
39
years
Median household income
$1,677
per week, Cardinia suburb typical $1,976
Median rent
$330
per week, Cardinia suburb typical $315
Median mortgage
$1,800
per month
Household size
2.8
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 5
most disadvantagedleast disadvantaged

Score 984, and decile 4 within Victoria. The national average is 1000.

Relative disadvantage (IRSD) Decile 7
most disadvantagedleast disadvantaged

Age profile

Share of Garfield's 2,114 residents in each ABS age band.

0-4 5.6%
5-14 15.3%
15-19 6.7%
20-24 4.8%
25-34 12.6%
35-44 11.9%
45-54 12.2%
55-64 13.1%
65-74 9.7%
75-84 6.5%
85+ 1.5%

Population trend, 2001 to 2025

Estimated resident population of Bunyip - Garfield, the wider ABS statistical area containing Garfield. There is no annual population series published at suburb level, so this describes the surrounding area rather than Garfield itself.

7,445 in 2001 to 10,366 in 2025, up 39%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Garfield data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedVicmap Planning and Victorian Government spatial services
Bushfire-prone mappingMappedVicmap Planning and Victorian Government spatial services
ZoningMappedVicmap Planning and Victorian Government spatial services
Heritage and environmentMapped where publishedVicmap Planning and Victorian Government spatial services
Aircraft noise contours (ANEF)Not heldVicmap Planning and Victorian Government spatial services, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 24 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Garfield address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Aircraft have been seen below 3,000 ft over about 60% of Garfield. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and the indicative soil reactivity range to expect for a Garfield lot.

Garfield planning - frequently asked

Is Garfield flood-prone?

About 49% of Garfield falls within a mapped flood overlay, against the council-wide suburb average of 48%.

Is Garfield bushfire-prone?

Around 97% of Garfield is mapped as bushfire-prone, compared with a Cardinia average of 97%.

Is Garfield under a flight path?

Aircraft were observed below 3,000 ft over about 60% of Garfield, and over about 84% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 24 Oct 2026). The lowest measured aircraft was at 500 ft, with an average of 3,500 ft. At the busiest point in the suburb about 3 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Garfield?

The dominant planning zone in Garfield is Green Wedge Zone (GWZ1), though the suburb also includes Special Use Zone (SUZ1) and General Residential Zone (GRZ1).

Does Garfield have heritage-listed places?

Garfield has 13 heritage-listed places on record.

What is the typical lot size in Garfield?

Across 1,188 surveyed parcels in Garfield, the median lot size is about 1,039 m². There are also 522 registered easements mapped in the suburb.

Does Garfield have a train station?

Yes - Garfield has 1 train station: Garfield Station. It is also served by 2 bus stops.

What is the population of Garfield?

At the 2021 Census Garfield had 2,114 usual residents, with a median age of 39 and an average household size of 2.8 people. The wider Bunyip - Garfield statistical area, which contains Garfield, went from 7,445 people in 2001 to 10,366 in 2025, up 39%.

Is Garfield an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Garfield scores 984 and sits in decile 5 of 10 nationally and decile 4 within Victoria (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Garfield?

Median household income in Garfield was $1,677 a week at the 2021 Census, against $1,976 for the typical suburb in Cardinia. Median rent was $330 a week and the median mortgage repayment $1,800 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Vervale 4.2 km 100% 100%
Tynong 4.3 km 59% 100%
Bunyip 4.4 km 58% 94%
Iona 6.0 km 100% 100%
Cora Lynn 6.4 km 100% 100%
Bunyip North 6.4 km 16% 100%
Garfield North 6.7 km 5% 100%
Nar Nar Goon 8.4 km 61% 98%
Tynong North 8.6 km 4% 100%
Longwarry
Baw Baw
8.8 km 42% 98%

See all Cardinia suburb profiles →