Lake Charm flood map & planning overlays
Lake Charm keeps 8 ha farms, 54.6% flood, median 55.
Free map preview, then PDF reports from $9 - about the price of an iced latte on a public holiday.
A planning-constraint profile of Lake Charm
(Gannawarra, VIC) - 144.7 km², mapped from live council and
state overlay data. This suburb is highly constrained.
Profile updated 15 October 2026.
Constraint readout
144.7 km² - this suburb is highly constrained by planning overlays.
Elevation hillshade with street names, clipped to Lake Charm's boundary, with the flood, bushfire and environmental overlays drawn on top.
Nearby suburbs, nearest first
Lake Charm at a glance
How Lake Charm is zoned
Selling in Lake Charm? The zoning and planning overlays on this page are the controls a Section 32 vendor statement discloses.
Across its 144.7 km², Lake Charm is highly constrained by planning overlays. About 55% of the suburb sits within a mapped flood overlay, and 92% is flagged bushfire-prone. There are 2 heritage-listed sites on record, and the dominant land-use zone is Farming Zone (FZ). The median lot measures about 80,286 m² across 380 parcels.
Who lives in Lake Charm
Census 2021 figures published by the ABS for the Lake Charm suburb boundary itself, not a wider region.
Socio-economic standing
ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.
Score 985, and decile 4 within Victoria. The national average is 1000.
Age profile
Share of Lake Charm's 147 residents in each ABS age band.
Population trend, 2001 to 2025
Estimated resident population of Gannawarra, the wider ABS statistical area containing Lake Charm. There is no annual population series published at suburb level, so this describes the surrounding area rather than Lake Charm itself.
7,625 in 2001 to 6,522 in 2025, down 14%.
Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.
Lake Charm data sources and coverage
“Not mapped” means we hold no source layer for this suburb - never an all-clear.
| Dataset | Coverage | Publisher |
|---|---|---|
| Flood mapping | Mapped | Vicmap Planning and Victorian Government spatial services |
| Bushfire-prone mapping | Mapped | Vicmap Planning and Victorian Government spatial services |
| Zoning | Mapped | Vicmap Planning and Victorian Government spatial services |
| Heritage and environment | Mapped where published | Vicmap Planning and Victorian Government spatial services |
| Aircraft noise contours (ANEF) | Not held | Vicmap Planning and Victorian Government spatial services, Defence |
| Observed flight paths | Watched, not yet sampled here | adsb.lol, under the Open Database License |
| Demographics | Available | Australian Bureau of Statistics (2021 Census and SEIFA) |
Profile last materially updated 15 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.
Check a specific Lake Charm address
See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.
See what's in the $9 report →Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and the indicative soil reactivity range to expect for a Lake Charm lot.
Lake Charm planning - frequently asked
Is Lake Charm flood-prone?
About 55% of Lake Charm falls within a mapped flood overlay, against the council-wide suburb average of 52%.
Is Lake Charm bushfire-prone?
Around 92% of Lake Charm is mapped as bushfire-prone, compared with a Gannawarra average of 99%.
What is the zoning in Lake Charm?
The dominant planning zone in Lake Charm is Farming Zone (FZ), though the suburb also includes Public Conservation and Resource Zone (PCRZ) and Transport Zone (TRZ2).
Does Lake Charm have heritage-listed places?
Lake Charm has 2 heritage-listed places on record.
What is the typical lot size in Lake Charm?
Across 380 surveyed parcels in Lake Charm, the median lot size is about 80,286 m². There are also 103 registered easements mapped in the suburb.
Does Lake Charm have a train station?
There is no train station inside Lake Charm itself. The suburb is served by 1 bus stop.
What is the population of Lake Charm?
At the 2021 Census Lake Charm had 147 usual residents, with a median age of 55 and an average household size of 2.5 people. The wider Gannawarra statistical area, which contains Lake Charm, went from 7,625 people in 2001 to 6,522 in 2025, down 14%.
Is Lake Charm an advantaged suburb?
On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Lake Charm scores 985 and sits in decile 5 of 10 nationally and decile 4 within Victoria (decile 1 is the most disadvantaged tenth, decile 10 the least).
What is the median household income in Lake Charm?
Median household income in Lake Charm was $1,321 a week at the 2021 Census, against $1,125 for the typical suburb in Gannawarra. Median rent was $188 a week and the median mortgage repayment $879 a month.
Compare nearby suburbs
| Nearby suburb | Distance | Flood mapped | Bushfire-prone |
|---|---|---|---|
| Mystic Park | 8.9 km | 87% | 94% |
| Capels Crossing | 9.1 km | 85% | 100% |
| Reedy Lake | 9.7 km | 93% | 81% |
| Fairley | 9.8 km | 39% | 100% |
| Murrabit West | 11.0 km | 97% | 100% |
| Benjeroop | 12.0 km | 90% | 100% |
| Murrabit | 12.3 km | 68% | 100% |
| Bael Bael | 12.5 km | 53% | 100% |
| Gonn Crossing | 13.4 km | 100% | 100% |
| Westby | 14.0 km | 73% | 100% |