Areas / Greater Shepparton / St Germains

St Germains flood map & planning overlays

Flood mapping takes in 86.4% of St Germains, 4th of 55.

A planning-constraint profile of St Germains (Greater Shepparton, VIC) - 34.54 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 6 October 2026.

Elevation hillshade with street names, clipped to St Germains's boundary, with the flood, bushfire and environmental overlays drawn on top.

Nearby suburbs, nearest first

Aircraft noise and flight paths over St Germains

The ANEF contour is a published planning forecast and observed overflight is what a sampled tracking feed recorded - neither describes any individual property.

Observed overflight - sampled to

No aircraft observed
0%
of the suburb, in the sampled period - a floor, not a census

Night movements: not established - night is sampled as often as day, but too few night flights have been seen here to conclude either way.

How this is measured

Traffic is sampled rather than watched continuously, so every figure is a floor: aircraft not captured between samples are not represented. Rates are per 500 m square - the busiest square in the suburb, not a count of flights over the suburb - and a square is only rated where enough traffic was seen to measure it. Altitudes are above mean sea level. Flight paths change with runway use, weather, season and airspace design. This is a record of observed traffic; it is not a noise contour and not a planning control.

St Germains at a glance

Parcels 106 Median lot 193,204 m² Mapped easements 131

How St Germains is zoned

Farming Zone (FZ1) 92%
Public Conservation and Resource Zone (PCRZ) 8%
Transport Zone (TRZ2) 1%

Selling in St Germains? The zoning and planning overlays on this page are the controls a Section 32 vendor statement discloses.

Across its 34.54 km², St Germains is highly constrained by planning overlays. About 86% of the suburb sits within a mapped flood overlay, and 100% is flagged bushfire-prone. The dominant land-use zone is Farming Zone (FZ1). The median lot measures about 193,204 m² across 106 parcels.

Who lives in St Germains

Census 2021 figures published by the ABS for the St Germains suburb boundary itself, not a wider region.

Population
75
usual residents, 2021
Median age
44
years
Median household income
$1,312
per week, Greater Shepparton suburb typical $1,562
Median rent
$225
per week, Greater Shepparton suburb typical $235
Median mortgage
$1,850
per month
Household size
3.0
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 2
most disadvantagedleast disadvantaged

Score 920, and decile 1 within Victoria. The national average is 1000.

Relative disadvantage (IRSD) Decile 2
most disadvantagedleast disadvantaged

Age profile

Share of St Germains's 75 residents in each ABS age band.

0-4 3.6%
5-14 13.3%
15-19 9.6%
20-24 4.8%
25-34 7.2%
35-44 12.0%
45-54 20.5%
55-64 12.0%
65-74 9.6%
75-84 7.2%
85+ 0.0%

Population trend, 2001 to 2025

Estimated resident population of Shepparton Surrounds - West, the wider ABS statistical area containing St Germains. There is no annual population series published at suburb level, so this describes the surrounding area rather than St Germains itself.

9,964 in 2001 to 10,346 in 2025, up 4%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

St Germains data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedVicmap Planning and Victorian Government spatial services
Bushfire-prone mappingMappedVicmap Planning and Victorian Government spatial services
ZoningMappedVicmap Planning and Victorian Government spatial services
Heritage and environmentMapped where publishedVicmap Planning and Victorian Government spatial services
Aircraft noise contours (ANEF)Not heldVicmap Planning and Victorian Government spatial services, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 6 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific St Germains address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and the indicative soil reactivity range to expect for a St Germains lot.

St Germains planning - frequently asked

Is St Germains flood-prone?

About 86% of St Germains falls within a mapped flood overlay, against the council-wide suburb average of 49%.

Is St Germains bushfire-prone?

Around 100% of St Germains is mapped as bushfire-prone, compared with a Greater Shepparton average of 88%.

Is St Germains under a flight path?

No aircraft were observed over St Germains in the period sampled (recent weeks to now). Sampling is intermittent, so that is a floor rather than proof that none fly over. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in St Germains?

The dominant planning zone in St Germains is Farming Zone (FZ1), though the suburb also includes Public Conservation and Resource Zone (PCRZ) and Transport Zone (TRZ2).

Does St Germains have heritage-listed places?

No heritage-listed places are on record within St Germains.

What is the typical lot size in St Germains?

Across 106 surveyed parcels in St Germains, the median lot size is about 193,204 m². There are also 131 registered easements mapped in the suburb.

What is the population of St Germains?

At the 2021 Census St Germains had 75 usual residents, with a median age of 44 and an average household size of 3.0 people. The wider Shepparton Surrounds - West statistical area, which contains St Germains, went from 9,964 people in 2001 to 10,346 in 2025, up 4%.

Is St Germains an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), St Germains scores 920 and sits in decile 2 of 10 nationally and decile 1 within Victoria (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in St Germains?

Median household income in St Germains was $1,312 a week at the 2021 Census, against $1,562 for the typical suburb in Greater Shepparton. Median rent was $225 a week and the median mortgage repayment $1,850 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Wyuna East
Campaspe
6.4 km 30% 100%
Undera 7.0 km 71% 100%
Wyuna
Campaspe
7.5 km 61% 100%
Kotupna
Moira
8.6 km 100% 100%
Lancaster
Campaspe
10.7 km 19% 100%
Kaarimba
Moira
13.4 km 75% 97%
Coomboona 15.1 km 96% 94%
Kyvalley
Campaspe
15.7 km 37% 100%
Gillieston 16.0 km 24% 100%
Nathalia
Moira
16.2 km 66% 99%

See all Greater Shepparton suburb profiles →