Cardigan Village flood map & planning overlays

The schematic on this page is a Cardigan Village flood map: the mapped flood overlays drawn over the suburb's terrain and street grid. Flood lines vary block to block, so for a specific property use the free interactive map - search any Cardigan Village address and it shows the flood, zoning and bushfire mapping on the exact lot boundary.

Flood mapping covers Cardigan Village and none of the suburb falls within a mapped flood overlay (the council-wide suburb average is 6%). Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Around 100% of Cardigan Village is mapped as bushfire-prone, compared with a Ballarat average of 100%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

The dominant planning zone in Cardigan Village is Township Zone (TZ), though the suburb also includes Transport Zone (TRZ2) and Farming Zone (FZ). Zoning sets what you can build and do on a site, and can differ lot by lot.

Cardigan Village has 2 heritage-listed places on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.

Across 229 surveyed parcels in Cardigan Village, the median lot size is about 1,962 m². There are also 75 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

At the 2021 Census Cardigan Village had 957 usual residents, with a median age of 32 and an average household size of 3.3 people. The wider Alfredton statistical area, which contains Cardigan Village, went from 5,756 people in 2001 to 20,825 in 2025, up 262%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Cardigan Village alone.

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Cardigan Village scores 1016 and sits in decile 7 of 10 nationally and decile 7 within Victoria - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

Median household income in Cardigan Village was $2,200 a week at the 2021 Census, against $1,680 for the typical suburb in Ballarat. Median rent was $300 a week and the median mortgage repayment $1,923 a month. These are 2021 Census figures and have not been indexed to today.

A Cardigan Village planning report pulls every overlay - zoning, flood, bushfire, heritage, environmental and noise - that touches a single lot, on live council and state data. The interactive map preview is free; the full PDF report is $9.