Property Report / Areas / Ballarat / Windermere

Windermere flood map & planning overlays

A planning-constraint profile of Windermere (Ballarat, VIC) - 41.73 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 6 September 2026.

Elevation hillshade with street names, clipped to Windermere's boundary, with the flood, bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address.

Nearby suburbs, nearest first

Windermere at a glance

Parcels 216 Median lot 51,298 m² Mapped easements 4 Bus stops 1

How Windermere is zoned

Farming Zone (FZ) 98%
Transport Zone (TRZ2) 2%
Transport Zone (TRZ1) 0%
Township Zone (TZ) 0%
Comprehensive Development Zone (CDZ1) 0%

Selling in Windermere? The zoning and planning overlays on this page are the controls a Section 32 vendor statement discloses - a $9 planning report pulls them at the lot level for any Windermere address.

Across its 41.73 km², Windermere is highly constrained by planning overlays. About 25% of the suburb sits within a mapped flood overlay, and 100% is flagged bushfire-prone. There are 7 heritage-listed sites on record, and the dominant land-use zone is Farming Zone (FZ). The median lot measures about 51,298 m² across 216 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Windermere

Census 2021 figures published by the ABS for the Windermere suburb boundary itself, not a wider region.

Population
96
usual residents, 2021
Median age
46
years
Median household income
$2,250
per week, Ballarat suburb typical $1,680
Median rent
$200
per week, Ballarat suburb typical $300
Median mortgage
$1,354
per month
Household size
2.7
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 8
most disadvantagedleast disadvantaged

Score 1038, and decile 8 within Victoria. The national average is 1000.

Relative disadvantage (IRSD) Decile 8
most disadvantagedleast disadvantaged

Age profile

Share of Windermere's 96 residents in each ABS age band.

0-4 0.0%
5-14 20.0%
15-19 7.4%
20-24 5.3%
25-34 14.7%
35-44 3.2%
45-54 11.6%
55-64 16.8%
65-74 12.6%
75-84 8.4%
85+ 0.0%

Population trend, 2001 to 2025

Estimated resident population of Creswick - Clunes, the wider ABS statistical area containing Windermere. There is no annual population series published at suburb level, so this describes the surrounding area rather than Windermere itself.

7,467 in 2001 to 8,038 in 2025, up 8%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Windermere data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingMappedVicmap Planning and Victorian Government spatial services
Bushfire-prone mappingMappedVicmap Planning and Victorian Government spatial services
ZoningMappedVicmap Planning and Victorian Government spatial services
Heritage and environmentMapped where publishedVicmap Planning and Victorian Government spatial services
Aircraft noise contours (ANEF)Not heldVicmap Planning and Victorian Government spatial services, Defence
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 6 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

What a $9 report adds for a Windermere address

This page is the suburb; the report is your lot. For any Windermere address it resolves, on the lot boundary:

  • The zone and every planning overlay that touches the lot, in the scheme's own labels
  • Which flood overlay categories reach the lot
  • Whether the lot is in bushfire-prone mapping, and what that triggers for a build
  • Whether the lot, or a neighbour, is one of the 7 heritage-listed places on record
  • Walking distance to the nearest bus stop
  • A coverage disclosure: exactly which layers were, and were not, assessed

The interactive map is free - check an address below.

Building, renovating or pricing a slab?

Geotechnical desktop report for a Windermere lot

The planning report tells you what you may build. The geotechnical desktop report tells you what the ground under a Windermere address is likely to do - before you pay for a site investigation.

  • Mapped geology and soil landscape on the lot
  • Indicative AS 2870 site class, with the evidence behind it
  • Nearby bore logs and groundwater records
  • Acid sulfate soil and reactive clay screening
  • Contours, slope and site elevation
  • What the desktop evidence cannot tell you, stated plainly
$119per address, PDF in minutes Get a geotech report → See a sample report

Check a specific Windermere address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Windermere planning - frequently asked

Where can I see a flood map of Windermere?

The schematic on this page is a Windermere flood map: the mapped flood overlays drawn over the suburb's terrain and street grid, covering about 25% of the suburb. Flood lines vary block to block, so for a specific property use the free interactive map - search any Windermere address and it shows the flood, zoning and bushfire mapping on the exact lot boundary.

Is Windermere flood-prone?

About 25% of Windermere falls within a mapped flood overlay, against the council-wide suburb average of 6%. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Windermere bushfire-prone?

Around 100% of Windermere is mapped as bushfire-prone, compared with a Ballarat average of 100%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Windermere?

The dominant planning zone in Windermere is Farming Zone (FZ), though the suburb also includes Transport Zone (TRZ2) and Transport Zone (TRZ1). Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Windermere have heritage-listed places?

Windermere has 7 heritage-listed places on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.

What is the typical lot size in Windermere?

Across 216 surveyed parcels in Windermere, the median lot size is about 51,298 m². There are also 4 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

Does Windermere have a train station?

There is no train station inside Windermere itself. The suburb is served by 1 bus stop.

What is the population of Windermere?

At the 2021 Census Windermere had 96 usual residents, with a median age of 46 and an average household size of 2.7 people. The wider Creswick - Clunes statistical area, which contains Windermere, went from 7,467 people in 2001 to 8,038 in 2025, up 8%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Windermere alone.

Is Windermere an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Windermere scores 1038 and sits in decile 8 of 10 nationally and decile 8 within Victoria - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Windermere?

Median household income in Windermere was $2,250 a week at the 2021 Census, against $1,680 for the typical suburb in Ballarat. Median rent was $200 a week and the median mortgage repayment $1,354 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Windermere property?

A Windermere planning report pulls every overlay - zoning, flood, bushfire, heritage, environmental and noise - that touches a single lot, on live council and state data. The interactive map preview is free; the full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Cardigan Village 3.6 km 0% 100%
Mitchell Park 6.1 km 10% 100%
Cardigan 6.2 km 3% 100%
Weatherboard 6.8 km <1% 100%
Miners Rest 7.2 km 26% 100%
Learmonth 7.2 km 20% 100%
Burrumbeet 7.9 km 27% 100%
Bo Peep
Pyrenees
8.0 km 4% 100%
Lucas 8.9 km 0% 100%
Blowhard 8.9 km 13% 100%

See all Ballarat suburb profiles →