Balmoral zoning & planning overlays

A planning-constraint profile of Balmoral (Lake Macquarie, NSW) - 0.82 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we hold - no flood mapping covers this suburb, so this is not a suburb-wide verdict.

Elevation hillshade with street names, clipped to Balmoral's boundary, with the bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address. No flood layer is drawn because we hold no flood mapping for this area.

Balmoral at a glance

Parcels 285 Median lot 753 m² Bus stops 21

How Balmoral is zoned

Environmental Conservation 56%
Low Density Residential 42%
Public Recreation 2%
Transition 0%
Natural Waterways 0%

Buying in Balmoral? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 0.82 km², Balmoral is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 75% is flagged bushfire-prone. The dominant land-use zone is Environmental Conservation. The median lot measures about 753 m² across 285 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Balmoral

Census 2021 figures published by the ABS for the Balmoral suburb boundary itself, not a wider region.

Population
730
usual residents, 2021
Median age
45
years
Median household income
$1,931
per week, Lake Macquarie suburb typical $1,636
Median rent
$380
per week, Lake Macquarie suburb typical $390
Median mortgage
$1,950
per month
Household size
2.6
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 8
most disadvantagedleast disadvantaged

Score 1023, and decile 7 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 8
most disadvantagedleast disadvantaged

Age profile

Share of Balmoral's 730 residents in each ABS age band.

0-4 6.3%
5-14 10.2%
15-19 7.0%
20-24 4.8%
25-34 11.0%
35-44 9.8%
45-54 14.8%
55-64 16.8%
65-74 12.2%
75-84 5.4%
85+ 1.5%

Population trend, 2001 to 2025

Estimated resident population of Wangi Wangi - Rathmines, the wider ABS statistical area containing Balmoral. There is no annual population series published at suburb level, so this describes the surrounding area rather than Balmoral itself.

8,899 in 2001 to 9,710 in 2025, up 9%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Balmoral data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Balmoral address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Balmoral planning - frequently asked

Is Balmoral flood-prone?

We don't yet hold flood mapping covering Balmoral, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Lake Macquarie is the authority to check for flood mapping in this area. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Balmoral bushfire-prone?

Yes - around 75% of Balmoral is mapped as bushfire-prone, compared with a Lake Macquarie average of 65%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Balmoral?

The dominant planning zone in Balmoral is Environmental Conservation, though the suburb also includes Low Density Residential and Public Recreation. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Balmoral have heritage-listed places?

No heritage-listed places are on record within Balmoral. Even so, it is worth confirming for an individual property before any works.

What is the typical lot size in Balmoral?

Across 285 surveyed parcels in Balmoral, the median lot size is about 753 m².

Does Balmoral have a train station?

There is no train station inside Balmoral itself. The suburb is served by 21 bus stops.

What is the population of Balmoral?

At the 2021 Census Balmoral had 730 usual residents, with a median age of 45 and an average household size of 2.6 people. The wider Wangi Wangi - Rathmines statistical area, which contains Balmoral, went from 8,899 people in 2001 to 9,710 in 2025, up 9%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Balmoral alone.

Is Balmoral an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Balmoral scores 1023 and sits in decile 8 of 10 nationally and decile 7 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Balmoral?

Median household income in Balmoral was $1,931 a week at the 2021 Census, against $1,636 for the typical suburb in Lake Macquarie. Median rent was $380 a week and the median mortgage repayment $1,950 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Balmoral property?

A Balmoral planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Buttaba 0.4 km Not mapped 80%
Rathmines 0.8 km Not mapped 71%
Arcadia Vale 1.4 km Not mapped 55%
Fishing Point 1.9 km Not mapped 7%
Kilaben Bay 2.9 km Not mapped 68%
Wangi Wangi 2.9 km Not mapped 50%
Coal Point 3.3 km Not mapped 28%
Carey Bay 3.4 km Not mapped 12%
Toronto 3.6 km Not mapped 72%
Myuna Bay 3.7 km Not mapped 66%

See all Lake Macquarie suburb profiles →