Planning Maps / Areas / Lake Macquarie / Charlestown

Charlestown zoning & planning overlays

A planning-constraint profile of Charlestown (Lake Macquarie, NSW) - 7.09 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we hold - no flood mapping covers this suburb, so this is not a suburb-wide verdict.

Elevation hillshade with street names, clipped to Charlestown's boundary, with the bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address. No flood layer is drawn because we hold no flood mapping for this area.

Charlestown at a glance

Parcels 5,018 Median lot 662 m² Mapped easements 4 Bus stops 221

How Charlestown is zoned

Low Density Residential 44%
Medium Density Residential 22%
Public Recreation 12%
Environmental Conservation 10%
Mixed Use 4%
Infrastructure 3%

Buying in Charlestown? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 7.09 km², Charlestown is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 47% is flagged bushfire-prone. There are 8 heritage-listed sites on record, and the dominant land-use zone is Low Density Residential. The median lot measures about 662 m² across 5,018 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Charlestown

Census 2021 figures published by the ABS for the Charlestown suburb boundary itself, not a wider region.

Population
13,601
usual residents, 2021
Median age
38
years
Median household income
$1,839
per week, Lake Macquarie suburb typical $1,636
Median rent
$400
per week, Lake Macquarie suburb typical $390
Median mortgage
$2,000
per month
Household size
2.5
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 7
most disadvantagedleast disadvantaged

Score 1018, and decile 7 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 7
most disadvantagedleast disadvantaged

Age profile

Share of Charlestown's 13,601 residents in each ABS age band.

0-4 6.4%
5-14 12.3%
15-19 5.0%
20-24 6.1%
25-34 14.7%
35-44 14.6%
45-54 11.8%
55-64 10.8%
65-74 8.9%
75-84 6.2%
85+ 3.1%

Population trend, 2001 to 2025

Estimated resident population of Charlestown - Dudley, the wider ABS statistical area containing Charlestown. There is no annual population series published at suburb level, so this describes the surrounding area rather than Charlestown itself.

23,557 in 2001 to 26,087 in 2025, up 11%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Charlestown data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Charlestown address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Charlestown planning - frequently asked

Is Charlestown flood-prone?

We don't yet hold flood mapping covering Charlestown, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Lake Macquarie is the authority to check for flood mapping in this area. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Charlestown bushfire-prone?

Yes - around 47% of Charlestown is mapped as bushfire-prone, compared with a Lake Macquarie average of 65%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Charlestown?

The dominant planning zone in Charlestown is Low Density Residential, though the suburb also includes Medium Density Residential and Public Recreation. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Charlestown have heritage-listed places?

Charlestown has 8 heritage-listed places on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.

What is the typical lot size in Charlestown?

Across 5,018 surveyed parcels in Charlestown, the median lot size is about 662 m². There are also 4 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

Does Charlestown have a train station?

There is no train station inside Charlestown itself. The suburb is served by 221 bus stops.

What is the population of Charlestown?

At the 2021 Census Charlestown had 13,601 usual residents, with a median age of 38 and an average household size of 2.5 people. The wider Charlestown - Dudley statistical area, which contains Charlestown, went from 23,557 people in 2001 to 26,087 in 2025, up 11%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Charlestown alone.

Is Charlestown an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Charlestown scores 1018 and sits in decile 7 of 10 nationally and decile 7 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Charlestown?

Median household income in Charlestown was $1,839 a week at the 2021 Census, against $1,636 for the typical suburb in Lake Macquarie. Median rent was $400 a week and the median mortgage repayment $2,000 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Charlestown property?

A Charlestown planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Gateshead 1.6 km Not mapped 44%
Kahibah 1.9 km Not mapped 32%
Kotara South 1.9 km Not mapped 27%
Hillsborough 2.0 km Not mapped 81%
Whitebridge 2.2 km Not mapped 91%
Mount Hutton 2.2 km Not mapped 62%
Highfields 2.5 km Not mapped 64%
Adamstown Heights
Newcastle
2.7 km Not mapped 52%
Garden Suburb 2.8 km Not mapped 69%
Windale 2.8 km Not mapped 34%

See all Lake Macquarie suburb profiles →