Planning Maps / Areas / Tweed / Cobaki Lakes

Cobaki Lakes flood map & planning overlays

A planning-constraint profile of Cobaki Lakes (Tweed, NSW) - 9.84 km², mapped from live council and state overlay data. This suburb is highly constrained.

Elevation hillshade with street names, clipped to Cobaki Lakes's boundary, with the flood, bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address.

Cobaki Lakes at a glance

Parcels 47 Median lot 68,377 m² Mapped easements 1 Landslide overlay 20%

How Cobaki Lakes is zoned

Deferred Matter 48%
General Residential 31%
Private Recreation 9%
Rural Landscape 9%
Local Centre 2%
Infrastructure 0%

Buying in Cobaki Lakes? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 9.84 km², Cobaki Lakes is highly constrained by planning overlays. About 49% of the suburb sits within a mapped flood overlay, and 100% is flagged bushfire-prone. The dominant land-use zone is Deferred Matter. The median lot measures about 68,377 m² across 47 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Cobaki Lakes

Census 2021 figures published by the ABS for the Cobaki Lakes suburb boundary itself, not a wider region.

Population
42
usual residents, 2021

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 5
most disadvantagedleast disadvantaged

Score 982, and decile 5 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 5
most disadvantagedleast disadvantaged

Population trend, 2001 to 2025

Estimated resident population of Tweed Heads, the wider ABS statistical area containing Cobaki Lakes. There is no annual population series published at suburb level, so this describes the surrounding area rather than Cobaki Lakes itself.

17,013 in 2001 to 21,576 in 2025, up 27%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Cobaki Lakes data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Cobaki Lakes address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Cobaki Lakes planning - frequently asked

Where can I see a flood map of Cobaki Lakes?

The schematic on this page is a Cobaki Lakes flood map: the mapped flood overlays drawn over the suburb's terrain and street grid, covering about 49% of the suburb. Flood lines vary block to block, so for a specific property use the free interactive map - search any Cobaki Lakes address and it shows the flood, zoning and bushfire mapping on the exact lot boundary.

Is Cobaki Lakes flood-prone?

About 49% of Cobaki Lakes falls within a mapped flood overlay, against the council-wide suburb average of 25%. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Cobaki Lakes bushfire-prone?

Yes - around 100% of Cobaki Lakes is mapped as bushfire-prone, compared with a Tweed average of 91%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Cobaki Lakes?

The dominant planning zone in Cobaki Lakes is Deferred Matter, though the suburb also includes General Residential and Private Recreation. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Cobaki Lakes have heritage-listed places?

No heritage-listed places are on record within Cobaki Lakes. Even so, it is worth confirming for an individual property before any works.

What is the typical lot size in Cobaki Lakes?

Across 47 surveyed parcels in Cobaki Lakes, the median lot size is about 68,377 m². There are also 1 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

Is Cobaki Lakes an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Cobaki Lakes scores 982 and sits in decile 5 of 10 nationally and decile 5 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

Do I need a planning report for a Cobaki Lakes property?

A Cobaki Lakes planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Tweed Heads West 3.4 km 71% 46%
Cobaki 3.7 km 16% 100%
Bilambil Heights 4.0 km 27% 80%
Piggabeen 4.5 km 14% 100%
Bilambil 5.6 km 21% 96%
Tweed Heads 6.1 km 52% 8%
Tweed Heads South 6.6 km 78% 42%
Carool 7.0 km 3% 100%
Duroby 7.5 km 11% 100%
Terranora 7.9 km 30% 70%

See all Tweed suburb profiles →