Property Report / Areas / Hawkesbury / Cumberland Reach

Cumberland Reach flood map & planning overlays

A planning-constraint profile of Cumberland Reach (Hawkesbury, NSW) - 3.46 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Cumberland Reach's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Cumberland Reach

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Cumberland Reach at a glance

Parcels 89 Median lot 867 m² Bus stops 2

How Cumberland Reach is zoned

Rural Landscape 65%
Recreational Waterways 15%
Primary Production 15%
Environmental Conservation 4%
Village 1%

Buying in Cumberland Reach? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 3.46 km², Cumberland Reach is highly constrained by planning overlays. About 55% of the suburb sits within a mapped flood overlay, and 91% is flagged bushfire-prone. There are 2 heritage-listed sites on record, and the dominant land-use zone is Rural Landscape. The median lot measures about 867 m² across 89 parcels.

Who lives in Cumberland Reach

Census 2021 figures published by the ABS for the Cumberland Reach suburb boundary itself, not a wider region.

Population
208
usual residents, 2021
Median age
38
years
Median household income
$2,386
per week, Hawkesbury suburb typical $2,160
Median rent
$530
per week, Hawkesbury suburb typical $440
Median mortgage
$2,167
per month
Household size
3.1
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 6
most disadvantagedleast disadvantaged

Score 992, and decile 5 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 9
most disadvantagedleast disadvantaged

Age profile

Share of Cumberland Reach's 208 residents in each ABS age band.

0-4 8.9%
5-14 10.3%
15-19 6.6%
20-24 8.0%
25-34 8.5%
35-44 15.5%
45-54 9.9%
55-64 20.7%
65-74 5.6%
75-84 4.7%
85+ 1.4%

Population trend, 2001 to 2025

Estimated resident population of Bilpin - Colo - St Albans, the wider ABS statistical area containing Cumberland Reach. There is no annual population series published at suburb level, so this describes the surrounding area rather than Cumberland Reach itself.

2,518 in 2001 to 2,781 in 2025, up 10%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Cumberland Reach data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Cumberland Reach address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 41% of Cumberland Reach. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Published flood models are held over parts of Cumberland Reach. The free check tells you whether one reaches an address; where it does, a Flood Model Report is +$9 with the planning report.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Cumberland Reach lot.

See what's in the $9 report →

Cumberland Reach planning - frequently asked

Is Cumberland Reach flood-prone?

About 55% of Cumberland Reach falls within a mapped flood overlay, against the council-wide suburb average of 24%. Published flood models are held over parts of Cumberland Reach; the free check on the Flood Model Report page says whether one reaches a given address.

Is Cumberland Reach bushfire-prone?

Around 91% of Cumberland Reach is mapped as bushfire-prone, compared with a Hawkesbury average of 84%.

Is Cumberland Reach under a flight path?

Aircraft were observed below 3,000 ft over about 41% of Cumberland Reach, and over about 60% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 1,000 ft, with an average of 4,000 ft. At the busiest point in the suburb about 2 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Cumberland Reach?

The dominant planning zone in Cumberland Reach is Rural Landscape, though the suburb also includes Recreational Waterways and Primary Production.

Does Cumberland Reach have heritage-listed places?

Cumberland Reach has 2 heritage-listed places on record.

What is the typical lot size in Cumberland Reach?

Across 89 surveyed parcels in Cumberland Reach, the median lot size is about 867 m².

Does Cumberland Reach have a train station?

There is no train station inside Cumberland Reach itself. The suburb is served by 2 bus stops.

What is the population of Cumberland Reach?

At the 2021 Census Cumberland Reach had 208 usual residents, with a median age of 38 and an average household size of 3.1 people. The wider Bilpin - Colo - St Albans statistical area, which contains Cumberland Reach, went from 2,518 people in 2001 to 2,781 in 2025, up 10%.

Is Cumberland Reach an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Cumberland Reach scores 992 and sits in decile 6 of 10 nationally and decile 5 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Cumberland Reach?

Median household income in Cumberland Reach was $2,386 a week at the 2021 Census, against $2,160 for the typical suburb in Hawkesbury. Median rent was $530 a week and the median mortgage repayment $2,167 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Lower Portland
The Hills Shire
2.3 km 20% 97%
Sackville North
The Hills Shire
3.2 km 32% 92%
Sackville 3.3 km 55% 93%
Ebenezer 6.1 km 41% 92%
Leets Vale
The Hills Shire
6.1 km 28% 96%
Maroota
The Hills Shire
6.9 km <1% 93%
South Maroota
The Hills Shire
7.5 km 6% 99%
Blaxlands Ridge 8.1 km 5% 100%
Cattai
The Hills Shire
8.9 km 50% 95%
Colo 9.6 km 0% 100%

See all Hawkesbury suburb profiles →