Hardys Bay flood map & planning overlays

A planning-constraint profile of Hardys Bay (Central Coast, NSW) - 0.59 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Hardys Bay's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Hardys Bay

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Hardys Bay at a glance

Parcels 195 Median lot 687 m² Bus stops 12

How Hardys Bay is zoned

National Parks and Nature Reserves 49%
Low Density Residential 35%
Environmental Management 7%
Environmental Conservation 5%
Public Recreation 3%
Private Recreation 1%

Buying in Hardys Bay? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 0.59 km², Hardys Bay is highly constrained by planning overlays. About 4% of the suburb sits within a mapped flood overlay, and 91% is flagged bushfire-prone. There are 10 heritage-listed sites on record, and the dominant land-use zone is National Parks and Nature Reserves. The median lot measures about 687 m² across 195 parcels.

Who lives in Hardys Bay

Census 2021 figures published by the ABS for the Hardys Bay suburb boundary itself, not a wider region.

Population
233
usual residents, 2021
Median age
59
years
Median household income
$2,068
per week, Central Coast suburb typical $1,735
Median rent
$525
per week, Central Coast suburb typical $400
Median mortgage
$1,409
per month
Household size
2.3
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 10
most disadvantagedleast disadvantaged

Score 1086, and decile 9 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 10
most disadvantagedleast disadvantaged

Age profile

Share of Hardys Bay's 233 residents in each ABS age band.

0-4 2.1%
5-14 5.0%
15-19 2.9%
20-24 6.3%
25-34 8.4%
35-44 5.4%
45-54 11.3%
55-64 19.2%
65-74 23.4%
75-84 15.9%
85+ 0.0%

Population trend, 2001 to 2025

Estimated resident population of Box Head - MacMasters Beach, the wider ABS statistical area containing Hardys Bay. There is no annual population series published at suburb level, so this describes the surrounding area rather than Hardys Bay itself.

10,153 in 2001 to 11,289 in 2025, up 11%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Hardys Bay data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Hardys Bay address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 84% of Hardys Bay. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Hardys Bay lot.

See what's in the $9 report →

Hardys Bay planning - frequently asked

Is Hardys Bay flood-prone?

About 4% of Hardys Bay falls within a mapped flood overlay, against the council-wide suburb average of 30%.

Is Hardys Bay bushfire-prone?

Around 91% of Hardys Bay is mapped as bushfire-prone, compared with a Central Coast average of 69%.

Is Hardys Bay under a flight path?

Aircraft were observed below 3,000 ft over about 84% of Hardys Bay, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 1,000 ft, with an average of 2,500 ft. At the busiest point in the suburb about 1 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Hardys Bay?

The dominant planning zone in Hardys Bay is National Parks and Nature Reserves, though the suburb also includes Low Density Residential and Environmental Management.

Does Hardys Bay have heritage-listed places?

Hardys Bay has 10 heritage-listed places on record.

What is the typical lot size in Hardys Bay?

Across 195 surveyed parcels in Hardys Bay, the median lot size is about 687 m².

Does Hardys Bay have a train station?

There is no train station inside Hardys Bay itself. The suburb is served by 12 bus stops.

What is the population of Hardys Bay?

At the 2021 Census Hardys Bay had 233 usual residents, with a median age of 59 and an average household size of 2.3 people. The wider Box Head - MacMasters Beach statistical area, which contains Hardys Bay, went from 10,153 people in 2001 to 11,289 in 2025, up 11%.

Is Hardys Bay an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Hardys Bay scores 1086 and sits in decile 10 of 10 nationally and decile 9 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Hardys Bay?

Median household income in Hardys Bay was $2,068 a week at the 2021 Census, against $1,735 for the typical suburb in Central Coast. Median rent was $525 a week and the median mortgage repayment $1,409 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Pretty Beach 0.6 km 52% 54%
Killcare 0.8 km 39% 68%
Wagstaffe 1.5 km 54% 50%
Booker Bay 1.7 km 82% <1%
Killcare Heights 1.9 km <1% 94%
Ettalong Beach 2.3 km 54% 5%
Daleys Point 2.5 km 32% 69%
Empire Bay 2.9 km 60% 61%
Blackwall 3.1 km 48% 43%
Box Head 3.9 km <1% 17%

See all Central Coast suburb profiles →