Holgate zoning & planning overlays

A planning-constraint profile of Holgate (Central Coast, NSW) - 9.04 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we hold - no flood mapping covers this suburb, so this is not a suburb-wide verdict.

Elevation hillshade with street names, clipped to Holgate's boundary, with the bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address. No flood layer is drawn because we hold no flood mapping for this area.

Holgate at a glance

Parcels 349 Median lot 10,847 m² Mapped easements 16 Bus stops 25

How Holgate is zoned

Environmental Conservation 45%
Environmental Living 34%
Environmental Management 19%
Public Recreation 2%
Infrastructure 1%

Buying in Holgate? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 9.04 km², Holgate is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 97% is flagged bushfire-prone. The dominant land-use zone is Environmental Conservation. The median lot measures about 10,847 m² across 349 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Holgate

Census 2021 figures published by the ABS for the Holgate suburb boundary itself, not a wider region.

Population
1,023
usual residents, 2021
Median age
43
years
Median household income
$2,951
per week, Central Coast suburb typical $1,735
Median rent
$335
per week, Central Coast suburb typical $400
Median mortgage
$3,000
per month
Household size
3.3
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 10
most disadvantagedleast disadvantaged

Score 1119, and decile 10 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 10
most disadvantagedleast disadvantaged

Age profile

Share of Holgate's 1,023 residents in each ABS age band.

0-4 4.1%
5-14 16.4%
15-19 9.5%
20-24 4.6%
25-34 6.7%
35-44 10.8%
45-54 15.5%
55-64 14.8%
65-74 11.2%
75-84 5.3%
85+ 1.2%

Population trend, 2001 to 2025

Estimated resident population of Erina - Green Point, the wider ABS statistical area containing Holgate. There is no annual population series published at suburb level, so this describes the surrounding area rather than Holgate itself.

13,184 in 2001 to 14,644 in 2025, up 11%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Holgate data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Holgate address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Holgate planning - frequently asked

Is Holgate flood-prone?

We don't yet hold flood mapping covering Holgate, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Central Coast is the authority to check for flood mapping in this area. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Holgate bushfire-prone?

Yes - around 97% of Holgate is mapped as bushfire-prone, compared with a Central Coast average of 69%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Holgate?

The dominant planning zone in Holgate is Environmental Conservation, though the suburb also includes Environmental Living and Environmental Management. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Holgate have heritage-listed places?

No heritage-listed places are on record within Holgate. Even so, it is worth confirming for an individual property before any works.

What is the typical lot size in Holgate?

Across 349 surveyed parcels in Holgate, the median lot size is about 10,847 m². There are also 16 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

Does Holgate have a train station?

There is no train station inside Holgate itself. The suburb is served by 25 bus stops.

What is the population of Holgate?

At the 2021 Census Holgate had 1,023 usual residents, with a median age of 43 and an average household size of 3.3 people. The wider Erina - Green Point statistical area, which contains Holgate, went from 13,184 people in 2001 to 14,644 in 2025, up 11%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Holgate alone.

Is Holgate an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Holgate scores 1119 and sits in decile 10 of 10 nationally and decile 10 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Holgate?

Median household income in Holgate was $2,951 a week at the 2021 Census, against $1,735 for the typical suburb in Central Coast. Median rent was $335 a week and the median mortgage repayment $3,000 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Holgate property?

A Holgate planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Mount Elliot 1.8 km Not mapped 100%
Matcham 2.3 km Not mapped 91%
Erina Heights 2.6 km Not mapped 59%
Lisarow 3.0 km Not mapped 89%
Tumbi Umbi 3.5 km Not mapped 88%
Springfield 3.6 km Not mapped 88%
Wyoming 3.7 km Not mapped 68%
Erina 4.1 km Not mapped 56%
Wamberal 4.3 km Not mapped 63%
North Gosford 4.9 km Not mapped 57%

See all Central Coast suburb profiles →