Planning Maps / Areas / Penrith / Kemps Creek

Kemps Creek flood map & planning overlays

A planning-constraint profile of Kemps Creek (Penrith, NSW) - 33.13 km², mapped from live council and state overlay data. This suburb is highly constrained.

Elevation hillshade with street names, clipped to Kemps Creek's boundary, with the flood, bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address.

Kemps Creek at a glance

Parcels 668 Median lot 20,588 m² Mapped easements 18 Bus stops 73

How Kemps Creek is zoned

Primary Production Small Lots 40%
General Industrial 33%
Environment and Recreation 12%
Rural Landscape 8%
Environmental Conservation 3%
Infrastructure 2%

Buying in Kemps Creek? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 33.13 km², Kemps Creek is highly constrained by planning overlays. About 12% of the suburb sits within a mapped flood overlay, and 56% is flagged bushfire-prone. There are 6 heritage-listed sites on record, and the dominant land-use zone is Primary Production Small Lots. The median lot measures about 20,588 m² across 668 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Kemps Creek

Census 2021 figures published by the ABS for the Kemps Creek suburb boundary itself, not a wider region.

Population
2,121
usual residents, 2021
Median age
44
years
Median household income
$1,753
per week, Penrith suburb typical $2,067
Median rent
$470
per week, Penrith suburb typical $428
Median mortgage
$1,875
per month
Household size
3.2
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 5
most disadvantagedleast disadvantaged

Score 971, and decile 4 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 3
most disadvantagedleast disadvantaged

Age profile

Share of Kemps Creek's 2,121 residents in each ABS age band.

0-4 3.9%
5-14 11.9%
15-19 7.0%
20-24 7.5%
25-34 10.4%
35-44 10.9%
45-54 14.9%
55-64 12.6%
65-74 12.1%
75-84 5.6%
85+ 3.2%

Population trend, 2001 to 2025

Estimated resident population of Horsley Park - Kemps Creek, the wider ABS statistical area containing Kemps Creek. There is no annual population series published at suburb level, so this describes the surrounding area rather than Kemps Creek itself.

3,919 in 2001 to 4,146 in 2025, up 6%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Kemps Creek data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Kemps Creek address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Kemps Creek planning - frequently asked

Where can I see a flood map of Kemps Creek?

The schematic on this page is a Kemps Creek flood map: the mapped flood overlays drawn over the suburb's terrain and street grid, covering about 12% of the suburb. Flood lines vary block to block, so for a specific property use the free interactive map - search any Kemps Creek address and it shows the flood, zoning and bushfire mapping on the exact lot boundary.

Is Kemps Creek flood-prone?

About 12% of Kemps Creek falls within a mapped flood overlay, against the council-wide suburb average of 0%. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Kemps Creek bushfire-prone?

Yes - around 56% of Kemps Creek is mapped as bushfire-prone, compared with a Penrith average of 42%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Kemps Creek?

The dominant planning zone in Kemps Creek is Primary Production Small Lots, though the suburb also includes General Industrial and Environment and Recreation. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Kemps Creek have heritage-listed places?

Kemps Creek has 6 heritage-listed places on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.

What is the typical lot size in Kemps Creek?

Across 668 surveyed parcels in Kemps Creek, the median lot size is about 20,588 m². There are also 18 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

Does Kemps Creek have a train station?

There is no train station inside Kemps Creek itself. The suburb is served by 73 bus stops.

What is the population of Kemps Creek?

At the 2021 Census Kemps Creek had 2,121 usual residents, with a median age of 44 and an average household size of 3.2 people. The wider Horsley Park - Kemps Creek statistical area, which contains Kemps Creek, went from 3,919 people in 2001 to 4,146 in 2025, up 6%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Kemps Creek alone.

Is Kemps Creek an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Kemps Creek scores 971 and sits in decile 5 of 10 nationally and decile 4 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Kemps Creek?

Median household income in Kemps Creek was $1,753 a week at the 2021 Census, against $2,067 for the typical suburb in Penrith. Median rent was $470 a week and the median mortgage repayment $1,875 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Kemps Creek property?

A Kemps Creek planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Mount Vernon 2.5 km 2% 34%
Cecil Park
Liverpool
2.8 km 9% 75%
Badgerys Creek
Liverpool
3.9 km 14% 63%
Cecil Hills
Liverpool
5.7 km 0% 64%
Horsley Park
Fairfield
6.5 km 0% 48%
Austral
Liverpool
6.5 km 18% 46%
Erskine Park 6.8 km 0% 22%
Elizabeth Hills
Liverpool
6.8 km 0% 42%
Bradfield
Liverpool
7.1 km 9% 83%
Abbotsbury
Fairfield
7.1 km 0% 70%

See all Penrith suburb profiles →