Planning Maps / Areas / Central Coast / Point Clare

Point Clare zoning & planning overlays

A planning-constraint profile of Point Clare (Central Coast, NSW) - 4.64 km², mapped from live council and state overlay data. This suburb is highly constrained on the overlays we hold - no flood mapping covers this suburb, so this is not a suburb-wide verdict.

Elevation hillshade with street names, clipped to Point Clare's boundary, with the bushfire and environmental overlays drawn on top. It shows where constraints fall; the interactive map shows them on your exact address. No flood layer is drawn because we hold no flood mapping for this area.

Point Clare at a glance

Parcels 1,456 Median lot 630 m² Mapped easements 25 Train Point Clare Station Bus stops 56

How Point Clare is zoned

Low Density Residential 27%
Recreational Waterways 27%
National Parks and Nature Reserves 23%
Public Recreation 8%
Environmental Conservation 7%
Infrastructure 4%

Buying in Point Clare? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 4.64 km², Point Clare is highly constrained by the planning overlays we hold. We hold no flood mapping covering this suburb, so no flood figure is shown - that is a gap in our data, not an all-clear. Of what is mapped, 54% is flagged bushfire-prone. There are 6 heritage-listed sites on record, and the dominant land-use zone is Low Density Residential. The median lot measures about 630 m² across 1,456 parcels. These figures are suburb-wide - the overlays that actually apply to a given lot can differ block to block, which is what a property-level check tells you.

Who lives in Point Clare

Census 2021 figures published by the ABS for the Point Clare suburb boundary itself, not a wider region.

Population
3,974
usual residents, 2021
Median age
46
years
Median household income
$1,623
per week, Central Coast suburb typical $1,735
Median rent
$380
per week, Central Coast suburb typical $400
Median mortgage
$2,000
per month
Household size
2.5
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 7
most disadvantagedleast disadvantaged

Score 1018, and decile 7 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 6
most disadvantagedleast disadvantaged

Age profile

Share of Point Clare's 3,974 residents in each ABS age band.

0-4 5.3%
5-14 12.6%
15-19 5.2%
20-24 4.8%
25-34 8.6%
35-44 11.6%
45-54 13.4%
55-64 13.9%
65-74 10.4%
75-84 9.2%
85+ 5.1%

Population trend, 2001 to 2025

Estimated resident population of Point Clare - Koolewong, the wider ABS statistical area containing Point Clare. There is no annual population series published at suburb level, so this describes the surrounding area rather than Point Clare itself.

6,393 in 2001 to 6,697 in 2025, up 5%.

Source: Australian Bureau of Statistics. Census of Population and Housing 2021 (General Community Profile) and SEIFA 2021, both published at the Suburbs and Localities level; Regional Population (estimated resident population) at Statistical Area Level 2. Used under CC BY 4.0. Census counts of small populations are randomly adjusted by the ABS to protect confidentiality, so figures for small suburbs are indicative.

Point Clare data sources and coverage

Every figure below is an aggregate for the suburb boundary. “Not mapped” means LayeredGeo does not hold a source layer covering this suburb; it is never an all-clear for a particular property.

DatasetCoveragePublisher
Flood mappingNot mappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 5 August 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Point Clare address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

See what's in the $9 report →

Point Clare planning - frequently asked

Is Point Clare flood-prone?

We don't yet hold flood mapping covering Point Clare, so this page can't say how much of the suburb is flood-affected - that is a gap in our data, not an indication that the suburb is free of flood risk. Central Coast is the authority to check for flood mapping in this area. Flood overlays vary block to block, so whether a particular lot is affected needs a property-level check.

Is Point Clare bushfire-prone?

Yes - around 54% of Point Clare is mapped as bushfire-prone, compared with a Central Coast average of 69%. A bushfire-prone designation can trigger additional building requirements, so check the specific address.

What is the zoning in Point Clare?

The dominant planning zone in Point Clare is Low Density Residential, though the suburb also includes Recreational Waterways and National Parks and Nature Reserves. Zoning sets what you can build and do on a site, and can differ lot by lot.

Does Point Clare have heritage-listed places?

Point Clare has 6 heritage-listed places on record. Heritage listing affects what you can alter or demolish, so confirm whether a specific property is listed or near a heritage place.

What is the typical lot size in Point Clare?

Across 1,456 surveyed parcels in Point Clare, the median lot size is about 630 m². There are also 25 registered easements mapped in the suburb - an easement can restrict where you can build, so always check the title and overlays for the specific lot.

Does Point Clare have a train station?

Yes - Point Clare has 1 train station: Point Clare Station. It is also served by 56 bus stops.

What is the population of Point Clare?

At the 2021 Census Point Clare had 3,974 usual residents, with a median age of 46 and an average household size of 2.5 people. The wider Point Clare - Koolewong statistical area, which contains Point Clare, went from 6,393 people in 2001 to 6,697 in 2025, up 5%. ABS publishes no annual population series for individual suburbs, so that trend describes the surrounding area rather than Point Clare alone.

Is Point Clare an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Point Clare scores 1018 and sits in decile 7 of 10 nationally and decile 7 within New South Wales - decile 1 being the most disadvantaged tenth of Australian suburbs and decile 10 the least. The national average score is 1000. SEIFA summarises income, education, occupation and housing across the whole suburb, so it describes the area, not any particular household in it.

What is the median household income in Point Clare?

Median household income in Point Clare was $1,623 a week at the 2021 Census, against $1,735 for the typical suburb in Central Coast. Median rent was $380 a week and the median mortgage repayment $2,000 a month. These are 2021 Census figures and have not been indexed to today.

Do I need a planning report for a Point Clare property?

A Point Clare planning report pulls every overlay - zoning, flood, bushfire, heritage and environmental - that touches a single lot, on live council and state data. The interactive map preview is free; a full PDF report is $9.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Tascott 1.3 km Not mapped 48%
Point Frederick 1.8 km Not mapped 1%
West Gosford 2.1 km Not mapped 52%
Gosford 2.8 km Not mapped 34%
East Gosford 3.1 km Not mapped 33%
Koolewong 3.4 km Not mapped 32%
North Gosford 3.8 km Not mapped 57%
Woy Woy Bay 3.9 km Not mapped 92%
Green Point 4.5 km Not mapped 49%
Saratoga 4.8 km Not mapped 32%

See all Central Coast suburb profiles →