Property Report / Areas / Central Coast / Point Clare

Point Clare flood map & planning overlays

A planning-constraint profile of Point Clare (Central Coast, NSW) - 4.64 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Point Clare's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Point Clare

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Point Clare at a glance

Parcels 1,456 Median lot 630 m² Mapped easements 25 Train Point Clare Station Bus stops 56

How Point Clare is zoned

Low Density Residential 27%
Recreational Waterways 27%
National Parks and Nature Reserves 23%
Public Recreation 8%
Environmental Conservation 7%
Infrastructure 4%

Buying in Point Clare? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 4.64 km², Point Clare is highly constrained by planning overlays. About 46% of the suburb sits within a mapped flood overlay, and 54% is flagged bushfire-prone. There are 6 heritage-listed sites on record, and the dominant land-use zone is Low Density Residential. The median lot measures about 630 m² across 1,456 parcels.

Who lives in Point Clare

Census 2021 figures published by the ABS for the Point Clare suburb boundary itself, not a wider region.

Population
3,974
usual residents, 2021
Median age
46
years
Median household income
$1,623
per week, Central Coast suburb typical $1,735
Median rent
$380
per week, Central Coast suburb typical $400
Median mortgage
$2,000
per month
Household size
2.5
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 7
most disadvantagedleast disadvantaged

Score 1018, and decile 7 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 6
most disadvantagedleast disadvantaged

Age profile

Share of Point Clare's 3,974 residents in each ABS age band.

0-4 5.3%
5-14 12.6%
15-19 5.2%
20-24 4.8%
25-34 8.6%
35-44 11.6%
45-54 13.4%
55-64 13.9%
65-74 10.4%
75-84 9.2%
85+ 5.1%

Population trend, 2001 to 2025

Estimated resident population of Point Clare - Koolewong, the wider ABS statistical area containing Point Clare. There is no annual population series published at suburb level, so this describes the surrounding area rather than Point Clare itself.

6,393 in 2001 to 6,697 in 2025, up 5%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Point Clare data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Point Clare address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 79% of Point Clare. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Point Clare lot.

See what's in the $9 report →

Point Clare planning - frequently asked

Is Point Clare flood-prone?

About 46% of Point Clare falls within a mapped flood overlay, against the council-wide suburb average of 30%.

Is Point Clare bushfire-prone?

Around 54% of Point Clare is mapped as bushfire-prone, compared with a Central Coast average of 69%.

Is Point Clare under a flight path?

Aircraft were observed below 3,000 ft over about 79% of Point Clare, and over about 87% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 500 ft, with an average of 2,000 ft. At the busiest point in the suburb about 1 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Point Clare?

The dominant planning zone in Point Clare is Low Density Residential, though the suburb also includes Recreational Waterways and National Parks and Nature Reserves.

Does Point Clare have heritage-listed places?

Point Clare has 6 heritage-listed places on record.

What is the typical lot size in Point Clare?

Across 1,456 surveyed parcels in Point Clare, the median lot size is about 630 m². There are also 25 registered easements mapped in the suburb.

Does Point Clare have a train station?

Yes - Point Clare has 1 train station: Point Clare Station. It is also served by 56 bus stops.

What is the population of Point Clare?

At the 2021 Census Point Clare had 3,974 usual residents, with a median age of 46 and an average household size of 2.5 people. The wider Point Clare - Koolewong statistical area, which contains Point Clare, went from 6,393 people in 2001 to 6,697 in 2025, up 5%.

Is Point Clare an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Point Clare scores 1018 and sits in decile 7 of 10 nationally and decile 7 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Point Clare?

Median household income in Point Clare was $1,623 a week at the 2021 Census, against $1,735 for the typical suburb in Central Coast. Median rent was $380 a week and the median mortgage repayment $2,000 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Tascott 1.3 km 54% 48%
Point Frederick 1.8 km 61% 1%
West Gosford 2.1 km 46% 52%
Gosford 2.8 km 41% 34%
East Gosford 3.1 km 20% 33%
Koolewong 3.4 km 70% 32%
North Gosford 3.8 km 12% 57%
Woy Woy Bay 3.9 km 23% 92%
Green Point 4.5 km 52% 49%
Saratoga 4.8 km 58% 32%

See all Central Coast suburb profiles →