Karuah flood map & planning overlays

A planning-constraint profile of Karuah (Port Stephens, NSW) - 74.75 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 3 October 2026.

Elevation hillshade with street names, clipped to Karuah's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Karuah

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Karuah at a glance

Parcels 1,706 Median lot 956 m² Mapped easements 7 Bus stops 42

How Karuah is zoned

Rural Landscape 52%
National Parks and Nature Reserves 16%
Forestry 14%
Recreational Waterways 5%
Environmental Conservation 4%
Natural Waterways 3%

Buying in Karuah? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 74.75 km², Karuah is highly constrained by planning overlays. About 18% of the suburb sits within a mapped flood overlay, and 89% is flagged bushfire-prone. There are 3 heritage-listed sites on record, and the dominant land-use zone is Rural Landscape. The median lot measures about 956 m² across 1,706 parcels.

Who lives in Karuah

Census 2021 figures published by the ABS for the Karuah suburb boundary itself, not a wider region.

Population
1,618
usual residents, 2021
Median age
50
years
Median household income
$1,061
per week, Port Stephens suburb typical $1,421
Median rent
$300
per week, Port Stephens suburb typical $365
Median mortgage
$1,444
per month
Household size
2.3
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 1
most disadvantagedleast disadvantaged

Score 866, and decile 1 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 1
most disadvantagedleast disadvantaged

Age profile

Share of Karuah's 1,618 residents in each ABS age band.

0-4 5.5%
5-14 12.0%
15-19 4.8%
20-24 3.9%
25-34 9.9%
35-44 8.6%
45-54 11.2%
55-64 14.1%
65-74 18.7%
75-84 10.1%
85+ 1.2%

Population trend, 2001 to 2025

Estimated resident population of Williamtown - Medowie - Karuah, the wider ABS statistical area containing Karuah. There is no annual population series published at suburb level, so this describes the surrounding area rather than Karuah itself.

10,830 in 2001 to 17,178 in 2025, up 59%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Karuah data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 3 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Karuah address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 15% of Karuah. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Karuah lot.

See what's in the $9 report →

Karuah planning - frequently asked

Is Karuah flood-prone?

About 18% of Karuah falls within a mapped flood overlay, against the council-wide suburb average of 45%.

Is Karuah bushfire-prone?

Around 89% of Karuah is mapped as bushfire-prone, compared with a Port Stephens average of 82%.

Is Karuah under a flight path?

Aircraft were observed below 3,000 ft over about 15% of Karuah, and over about 50% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 2 Oct 2026). The lowest measured aircraft was at 500 ft, with an average of 5,500 ft. At the busiest point in the suburb about 6 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Karuah?

The dominant planning zone in Karuah is Rural Landscape, though the suburb also includes National Parks and Nature Reserves and Forestry.

Does Karuah have heritage-listed places?

Karuah has 3 heritage-listed places on record.

What is the typical lot size in Karuah?

Across 1,706 surveyed parcels in Karuah, the median lot size is about 956 m². There are also 7 registered easements mapped in the suburb.

Does Karuah have a train station?

There is no train station inside Karuah itself. The suburb is served by 42 bus stops.

What is the population of Karuah?

At the 2021 Census Karuah had 1,618 usual residents, with a median age of 50 and an average household size of 2.3 people. The wider Williamtown - Medowie - Karuah statistical area, which contains Karuah, went from 10,830 people in 2001 to 17,178 in 2025, up 59%.

Is Karuah an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Karuah scores 866 and sits in decile 1 of 10 nationally and decile 1 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Karuah?

Median household income in Karuah was $1,061 a week at the 2021 Census, against $1,421 for the typical suburb in Port Stephens. Median rent was $300 a week and the median mortgage repayment $1,444 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Tahlee
Mid-Coast
5.4 km Not mapped 99%
Carrington
Mid-Coast
6.8 km Not mapped 99%
Limeburners Creek
Mid-Coast
7.0 km Not mapped 98%
Swan Bay 7.8 km 51% 99%
Twelve Mile Creek 7.9 km 34% 100%
North Arm Cove
Mid-Coast
8.5 km Not mapped 95%
Allworth
Mid-Coast
9.3 km Not mapped 94%
The Branch
Mid-Coast
11.2 km Not mapped 98%
Bundabah
Mid-Coast
11.2 km Not mapped 96%
Oyster Cove 12.6 km 55% 99%

See all Port Stephens suburb profiles →