Swan Bay flood map & planning overlays

A planning-constraint profile of Swan Bay (Port Stephens, NSW) - 32.23 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 2 October 2026.

Elevation hillshade with street names, clipped to Swan Bay's boundary, with the flood, bushfire and environmental overlays drawn on top. Amber hatching is the published aircraft noise (ANEF) contour. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Swan Bay

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Inside an aircraft noise contour

6%

6% of the suburb's land sits inside a published ANEF or airport-environs contour. Contours vary street by street, so whether a particular lot is inside one needs a property-level check.

Highest contour present

ANEF 25

Under AS 2021, land between ANEF 25 and 30 is generally unacceptable for new houses; 20 to 25 is conditionally acceptable with noise attenuation. The contour is a forecast, not a measurement at any one house.

Contours held

  • Defence Airfields ANEF

Swan Bay at a glance

Parcels 259 Median lot 14,809 m² Mapped easements 3 Bus stops 4

How Swan Bay is zoned

Rural Landscape 39%
National Parks and Nature Reserves 38%
Infrastructure 19%
Forestry 2%
Recreational Waterways 1%
Public Recreation 0%

Buying in Swan Bay? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 32.23 km², Swan Bay is highly constrained by planning overlays. About 51% of the suburb sits within a mapped flood overlay, and 99% is flagged bushfire-prone. There is 1 heritage-listed site on record, and the dominant land-use zone is Rural Landscape. The median lot measures about 14,809 m² across 259 parcels.

Who lives in Swan Bay

Census 2021 figures published by the ABS for the Swan Bay suburb boundary itself, not a wider region.

Population
310
usual residents, 2021
Median age
52
years
Median household income
$1,156
per week, Port Stephens suburb typical $1,421
Median rent
$350
per week, Port Stephens suburb typical $365
Median mortgage
$1,400
per month
Household size
2.5
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 2
most disadvantagedleast disadvantaged

Score 923, and decile 2 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 2
most disadvantagedleast disadvantaged

Age profile

Share of Swan Bay's 310 residents in each ABS age band.

0-4 1.3%
5-14 7.3%
15-19 6.6%
20-24 4.1%
25-34 7.3%
35-44 12.3%
45-54 18.0%
55-64 15.5%
65-74 19.6%
75-84 7.0%
85+ 0.9%

Population trend, 2001 to 2025

Estimated resident population of Williamtown - Medowie - Karuah, the wider ABS statistical area containing Swan Bay. There is no annual population series published at suburb level, so this describes the surrounding area rather than Swan Bay itself.

10,830 in 2001 to 17,178 in 2025, up 59%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Swan Bay data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Inside a held contourNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 2 October 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Swan Bay address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 15% of Swan Bay. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Swan Bay lot.

See what's in the $9 report →

Swan Bay planning - frequently asked

Is Swan Bay flood-prone?

About 51% of Swan Bay falls within a mapped flood overlay, against the council-wide suburb average of 45%.

Is Swan Bay bushfire-prone?

Around 99% of Swan Bay is mapped as bushfire-prone, compared with a Port Stephens average of 82%.

Is Swan Bay affected by aircraft noise?

About 6% of Swan Bay sits inside a published aircraft noise contour, and the highest contour present is ANEF 25 - under AS 2021, land above ANEF 25 is generally considered unacceptable for new houses, and 20-25 conditionally acceptable with noise attenuation. ANEF contours are forecasts published per airport and used to control noise-sensitive development; they are not a measurement at any one house, and a property can sit under a flight path and outside every contour.

Is Swan Bay under a flight path?

Aircraft were observed below 3,000 ft over about 15% of Swan Bay, and over about 68% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 26 Sep 2026). The lowest measured aircraft was at 500 ft, with an average of 5,500 ft. At the busiest point in the suburb about 4 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Swan Bay?

The dominant planning zone in Swan Bay is Rural Landscape, though the suburb also includes National Parks and Nature Reserves and Infrastructure.

Does Swan Bay have heritage-listed places?

Swan Bay has 1 heritage-listed place on record.

What is the typical lot size in Swan Bay?

Across 259 surveyed parcels in Swan Bay, the median lot size is about 14,809 m². There are also 3 registered easements mapped in the suburb.

Does Swan Bay have a train station?

There is no train station inside Swan Bay itself. The suburb is served by 4 bus stops.

What is the population of Swan Bay?

At the 2021 Census Swan Bay had 310 usual residents, with a median age of 52 and an average household size of 2.5 people. The wider Williamtown - Medowie - Karuah statistical area, which contains Swan Bay, went from 10,830 people in 2001 to 17,178 in 2025, up 59%.

Is Swan Bay an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Swan Bay scores 923 and sits in decile 2 of 10 nationally and decile 2 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Swan Bay?

Median household income in Swan Bay was $1,156 a week at the 2021 Census, against $1,421 for the typical suburb in Port Stephens. Median rent was $350 a week and the median mortgage repayment $1,400 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Oyster Cove 4.8 km 55% 99%
Tanilba Bay 6.1 km 65% 86%
Tahlee
Mid-Coast
6.4 km Not mapped 99%
Medowie 7.1 km 39% 79%
Mallabula 7.5 km 60% 83%
Karuah 7.8 km 18% 89%
Carrington
Mid-Coast
7.9 km Not mapped 99%
Tilligerry Creek 8.0 km 100% 28%
Lemon Tree Passage 8.8 km 34% 69%
Twelve Mile Creek 9.5 km 34% 100%

See all Port Stephens suburb profiles →