Property Report / Areas / Bayside / Monterey

Monterey flood map & planning overlays

A planning-constraint profile of Monterey (Bayside, NSW) - 1.15 km², mapped from live council and state overlay data. This suburb is moderately constrained.
Profile updated 26 September 2026.

Elevation hillshade with street names, clipped to Monterey's boundary, with the flood, bushfire and environmental overlays drawn on top. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Monterey

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Monterey at a glance

Parcels 1,081 Median lot 473 m² Mapped easements 2 Bus stops 55

How Monterey is zoned

Low Density Residential 40%
Medium Density Residential 23%
Public Recreation 16%
Infrastructure 14%
High Density Residential 7%
Local Centre 0%

Buying in Monterey? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 1.15 km², Monterey is moderately constrained by planning overlays. About 28% of the suburb sits within a mapped flood overlay. There are 7 heritage-listed sites on record, and the dominant land-use zone is Low Density Residential. The median lot measures about 473 m² across 1,081 parcels.

Who lives in Monterey

Census 2021 figures published by the ABS for the Monterey suburb boundary itself, not a wider region.

Population
4,619
usual residents, 2021
Median age
44
years
Median household income
$1,785
per week, Bayside suburb typical $1,962
Median rent
$480
per week, Bayside suburb typical $500
Median mortgage
$2,600
per month
Household size
2.5
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 9
most disadvantagedleast disadvantaged

Score 1059, and decile 9 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 7
most disadvantagedleast disadvantaged

Age profile

Share of Monterey's 4,619 residents in each ABS age band.

0-4 4.5%
5-14 10.0%
15-19 4.9%
20-24 5.6%
25-34 12.0%
35-44 13.5%
45-54 15.3%
55-64 12.6%
65-74 10.3%
75-84 8.2%
85+ 3.1%

Population trend, 2001 to 2025

Estimated resident population of Monterey - Brighton-le-Sands - Kyeemagh, the wider ABS statistical area containing Monterey. There is no annual population series published at suburb level, so this describes the surrounding area rather than Monterey itself.

13,317 in 2001 to 13,655 in 2025, up 3%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Monterey data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Not heldNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 26 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Monterey address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 78% of Monterey. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Monterey lot.

See what's in the $9 report →

Monterey planning - frequently asked

Is Monterey flood-prone?

About 28% of Monterey falls within a mapped flood overlay, against the council-wide suburb average of 15%.

Is Monterey bushfire-prone?

Bushfire mapping covers Monterey and little to none of it is mapped as bushfire-prone (the Bayside average is 2%).

Is Monterey under a flight path?

Aircraft were observed below 3,000 ft over about 78% of Monterey, and over about 88% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 26 Sep 2026). The lowest measured aircraft was at 500 ft, with an average of 3,000 ft. At the busiest point in the suburb about 8 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Monterey?

The dominant planning zone in Monterey is Low Density Residential, though the suburb also includes Medium Density Residential and Public Recreation.

Does Monterey have heritage-listed places?

Monterey has 7 heritage-listed places on record.

What is the typical lot size in Monterey?

Across 1,081 surveyed parcels in Monterey, the median lot size is about 473 m². There are also 2 registered easements mapped in the suburb.

Does Monterey have a train station?

There is no train station inside Monterey itself. The suburb is served by 55 bus stops.

What is the population of Monterey?

At the 2021 Census Monterey had 4,619 usual residents, with a median age of 44 and an average household size of 2.5 people. The wider Monterey - Brighton-le-Sands - Kyeemagh statistical area, which contains Monterey, went from 13,317 people in 2001 to 13,655 in 2025, up 3%.

Is Monterey an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Monterey scores 1059 and sits in decile 9 of 10 nationally and decile 9 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Monterey?

Median household income in Monterey was $1,785 a week at the 2021 Census, against $1,962 for the typical suburb in Bayside. Median rent was $480 a week and the median mortgage repayment $2,600 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Ramsgate Beach 1.1 km 0% 0%
Kogarah
Georges River
1.2 km 17% 0%
Ramsgate 1.3 km 16% 0%
Brighton-Le-Sands 1.6 km 8% 0%
Beverley Park
Georges River
1.7 km 41% 0%
Rockdale 2.1 km 15% 0%
Carlton
Georges River
2.1 km 8% 0%
Dolls Point 2.4 km 37% 0%
Kogarah Bay
Georges River
2.4 km 10% 0%
Banksia 2.9 km 21% 0%

See all Bayside suburb profiles →