Property Report / Areas / Penrith / Agnes Banks

Agnes Banks flood map & planning overlays

A planning-constraint profile of Agnes Banks (Penrith, NSW) - 16.18 km², mapped from live council and state overlay data. This suburb is highly constrained.
Profile updated 26 September 2026.

Elevation hillshade with street names, clipped to Agnes Banks's boundary, with the flood, bushfire and environmental overlays drawn on top. Amber hatching is the published aircraft noise (ANEF) contour. Magenta is where aircraft were observed in the sampled period, brightest below 3,000 ft.

Nearby suburbs, nearest first

Aircraft noise and flight paths over Agnes Banks

Two different things, kept apart on purpose. The ANEF contour is the planning instrument - a forecast published per airport that planning schemes use to control noise-sensitive development. Observed overflight is what a sampled aircraft-tracking feed actually recorded over the suburb - where aircraft flew, how low and how often.

Inside an aircraft noise contour

1%

1% of the suburb's land sits inside a published ANEF or airport-environs contour. Contours vary street by street, so whether a particular lot is inside one needs a property-level check.

Highest contour present

ANEF 20

Under AS 2021, land between ANEF 20 and 25 is conditionally acceptable for houses, usually with noise attenuation built in. The contour is a forecast, not a measurement at any one house.

Contours held

  • Defence Airfields ANEF

Agnes Banks at a glance

Parcels 420 Median lot 15,931 m² Mapped easements 10 Bus stops 18

How Agnes Banks is zoned

Primary Production 30%
Primary Production Small Lots 20%
Rural Landscape 17%
Environmental Conservation 11%
National Parks and Nature Reserves 8%
Deferred Matter 6%

Buying in Agnes Banks? The zoning, flood and bushfire lines on the section 10.7 certificate attached to the contract are mapped controls - see our s10.7 certificate guide.

Across its 16.18 km², Agnes Banks is highly constrained by planning overlays. About 46% of the suburb sits within a mapped flood overlay, and 76% is flagged bushfire-prone. There are 18 heritage-listed sites on record, and the dominant land-use zone is Primary Production. The median lot measures about 15,931 m² across 420 parcels.

Who lives in Agnes Banks

Census 2021 figures published by the ABS for the Agnes Banks suburb boundary itself, not a wider region.

Population
996
usual residents, 2021
Median age
38
years
Median household income
$2,454
per week, Penrith suburb typical $2,067
Median rent
$440
per week, Penrith suburb typical $428
Median mortgage
$2,600
per month
Household size
3.1
people, average

Socio-economic standing

ABS SEIFA 2021 ranks every Australian suburb. Decile 1 is the most disadvantaged tenth of the country, decile 10 the least.

Advantage and disadvantage (IRSAD) Decile 9
most disadvantagedleast disadvantaged

Score 1045, and decile 8 within New South Wales. The national average is 1000.

Relative disadvantage (IRSD) Decile 8
most disadvantagedleast disadvantaged

Age profile

Share of Agnes Banks's 996 residents in each ABS age band.

0-4 4.8%
5-14 13.6%
15-19 9.0%
20-24 6.2%
25-34 12.0%
35-44 10.3%
45-54 16.2%
55-64 13.7%
65-74 9.6%
75-84 3.3%
85+ 1.0%

Population trend, 2001 to 2025

Estimated resident population of Yarramundi - Londonderry, the wider ABS statistical area containing Agnes Banks. There is no annual population series published at suburb level, so this describes the surrounding area rather than Agnes Banks itself.

5,963 in 2001 to 7,636 in 2025, up 28%.

Source: ABS Census 2021 and SEIFA 2021 (Suburbs and Localities), Regional Population (SA2), CC BY 4.0. Small counts are randomly adjusted by the ABS.

Agnes Banks data sources and coverage

“Not mapped” means we hold no source layer for this suburb - never an all-clear.

DatasetCoveragePublisher
Flood mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Bushfire-prone mappingMappedNSW Government spatial services, NSW ePlanning and published council flood studies
ZoningMappedNSW Government spatial services, NSW ePlanning and published council flood studies
Heritage and environmentMapped where publishedNSW Government spatial services, NSW ePlanning and published council flood studies
Aircraft noise contours (ANEF)Inside a held contourNSW Government spatial services, NSW ePlanning and published council flood studies, Defence
Observed flight pathsObservedadsb.lol, under the Open Database License
DemographicsAvailableAustralian Bureau of Statistics (2021 Census and SEIFA)

Profile last materially updated 26 September 2026. See the methodology and full source list. Source data changes over time and critical decisions should be checked with the responsible authority.

Check a specific Agnes Banks address

See exactly which overlays touch a single property - the interactive map is free. Need it on paper? A full planning PDF is just $9.

Aircraft have been seen below 3,000 ft over about 33% of Agnes Banks. The report's Aircraft Overflight page narrows that to the address itself: how many aircraft a day, how low, and at what heights.

Published flood models are held over parts of Agnes Banks. The free check tells you whether one reaches an address; where it does, a Flood Model Report is +$9 with the planning report.

Building or pricing a slab? The $119 geotechnical desktop report covers geology, soils, bores and an indicative AS 2870 site class for a Agnes Banks lot.

See what's in the $9 report →

Agnes Banks planning - frequently asked

Is Agnes Banks flood-prone?

About 46% of Agnes Banks falls within a mapped flood overlay, against the council-wide suburb average of 12%. Published flood models are held over parts of Agnes Banks; the free check on the Flood Model Report page says whether one reaches a given address.

Is Agnes Banks bushfire-prone?

Around 76% of Agnes Banks is mapped as bushfire-prone, compared with a Penrith average of 42%.

Is Agnes Banks affected by aircraft noise?

About 1% of Agnes Banks sits inside a published aircraft noise contour, and the highest contour present is ANEF 20 - under AS 2021, land between ANEF 20 and 25 is conditionally acceptable for houses, usually with noise attenuation in the build. ANEF contours are forecasts published per airport and used to control noise-sensitive development; they are not a measurement at any one house, and a property can sit under a flight path and outside every contour.

Is Agnes Banks under a flight path?

Aircraft were observed below 3,000 ft over about 33% of Agnes Banks, and over about 48% at any altitude up to 10,000 ft, in the period sampled (4 Sep 2026 to 25 Sep 2026). The lowest measured aircraft was at 500 ft, with an average of 2,000 ft. At the busiest point in the suburb about 2 aircraft a day were recorded passing over one 500 m square. Traffic is sampled rather than watched continuously and flight paths change with runway use, weather and season; the ANEF contour is the planning instrument.

What is the zoning in Agnes Banks?

The dominant planning zone in Agnes Banks is Primary Production, though the suburb also includes Primary Production Small Lots and Rural Landscape.

Does Agnes Banks have heritage-listed places?

Agnes Banks has 18 heritage-listed places on record.

What is the typical lot size in Agnes Banks?

Across 420 surveyed parcels in Agnes Banks, the median lot size is about 15,931 m². There are also 10 registered easements mapped in the suburb.

Does Agnes Banks have a train station?

There is no train station inside Agnes Banks itself. The suburb is served by 18 bus stops.

What is the population of Agnes Banks?

At the 2021 Census Agnes Banks had 996 usual residents, with a median age of 38 and an average household size of 3.1 people. The wider Yarramundi - Londonderry statistical area, which contains Agnes Banks, went from 5,963 people in 2001 to 7,636 in 2025, up 28%.

Is Agnes Banks an advantaged suburb?

On the ABS SEIFA 2021 index of relative socio-economic advantage and disadvantage (IRSAD), Agnes Banks scores 1045 and sits in decile 9 of 10 nationally and decile 8 within New South Wales (decile 1 is the most disadvantaged tenth, decile 10 the least).

What is the median household income in Agnes Banks?

Median household income in Agnes Banks was $2,454 a week at the 2021 Census, against $2,067 for the typical suburb in Penrith. Median rent was $440 a week and the median mortgage repayment $2,600 a month.

Compare nearby suburbs

Nearby suburbDistanceFlood mappedBushfire-prone
Grose Wold
Hawkesbury
3.1 km 15% 100%
Hobartville
Hawkesbury
3.6 km 10% 4%
Grose Vale
Hawkesbury
4.4 km 0% 100%
Londonderry 4.8 km 15% 98%
Richmond Lowlands
Hawkesbury
5.5 km 100% 89%
North Richmond
Hawkesbury
5.7 km 11% 83%
Richmond
Hawkesbury
6.2 km 56% 64%
Yarramundi
Hawkesbury
7.2 km 11% 98%
Clarendon
Hawkesbury
7.5 km 100% 29%
Kurmond
Hawkesbury
7.7 km 0% 91%

See all Penrith suburb profiles →